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Livingstone Road, Gillingham, - Image 1
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Livingstone Road, Gillingham,

South East

£220,000

Listed on 31/08/2026

The listing

Property details

Bedrooms
3
Type
Terraced
Area
753 sqft

Description

Situated in the vibrant heart of Gillingham, this charming Victorian cottage presents an exciting opportunity for those looking to craft their ideal home. This three-bedroom property, covering approximately 753 sq. ft (70 sq. m), is being sold with no onward chain and is a treasured family residence that is neat and tidy yet requires a comprehensive refurbishment to restore its former charm. The ground floor features two flexible reception rooms, offering plenty of space for relaxation and entertaining. The kitchen, while in need of modernisation, has a practical layout that can be enhanced to suit contemporary living. A convenient ground floor W.C. adds to the functionality of the home. Additionally, the property includes a useful basement, providing extra storage or the potential for conversion, subject to necessary planning permissions. On the first floor, you will discover three well-sized bedrooms along with a first-floor shower room, creating comfortable accommodation ready for a stylish update. Externally, the property boasts a quaint courtyard frontage that enhances its curb appeal. To the rear lies an enclosed garden that awaits transformation, offering a private outdoor space ideal for gardening enthusiasts or creating an inviting area for al fresco dining and relaxation. Location is a significant advantage of this home, conveniently located within walking distance of Gillingham Mainline Railway Station, which offers excellent commuter links to London and beyond. The High Street, featuring a variety of shops and amenities, as well as Medway Maritime Hospital, are just a short stroll away. For those who travel by car, easy access to the lower road leads to the Medway tunnel and onward to the M2, M20, and M25 motorways, facilitating convenient travel to London and the coast. This Victorian cottage represents a remarkable chance to acquire a characterful home in a highly sought-after location, poised for a new chapter. It is perfect for buyers seeking a project in which to invest time, money, and care, ultimately creating a bespoke and cherished residence.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

46out of 100
Grade ELow opportunity

Confidence: MEDIUM

This Victorian cottage in Gillingham presents a unique opportunity for buyers ready to embark on a significant renovation project. With three bedrooms and a functional ground floor layout, this home has the potential to be transformed into a stylish family residence. The living areas, while showing signs of wear, offer versatile spaces for relaxation and entertaining. The enclosed garden is another canvas for creativity, perfect for those looking to enhance their outdoor living experience.

However, the economics of this property present a challenge, with all-in costs projected to be stretched against local benchmarks for similar homes. While the asking price of £220,000 is slightly below the local average at £292/sqft, the estimated renovation budget of £40,000 to £80,000 brings the total investment to around £280,000, which exceeds the implied current local average value of £225,749. This discrepancy highlights the need for careful financial planning before proceeding. Furthermore, the property shows potential damp issues, which could require attention during the renovation process.

Key opportunities

  • Transform the dated interiors into a modern, stylish home tailored to personal tastes.
  • Enhance the enclosed garden into an inviting outdoor space for relaxation and gatherings.
  • Utilise the basement for additional storage or consider its conversion potential.

Key risks

  • Stripped interiors and a £40,000–£80,000 works budget make this a full-gut programme, not a refresh.
  • Total commitment could reach about £280,000 all-in — £60,000 of works on top of the asking price — around 19% above what similar-sized stock commands locally today; we have not assumed a post-renovation resale figure.

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Map

Location

Livingstone Road, Gillingham,
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£831
Based on a loan of £165,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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