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St Lawrence, Isle of Wight

South East

£750,000

Listed on 26/08/2026

The listing

Property details

Bedrooms
7
Type
Cottage
Area
3380 sqft

Features

  • Garden

Description

Old Bank End Farm is a coastal holiday accommodation complex comprising three converted stone cottages, two yurts, barns and paddock land across approximately 2.55 acres. The cottages are configured as a four-bedroom unit, a two-bedroom unit and a one-bedroom unit, each with kitchen and bathroom facilities. The larger cottage also has a dining hall and vaulted first-floor living room, while the other two include living areas opening towards terraces or a glazed room. The cottages are subject to holiday-let restrictions and cannot be occupied as a main residence. Two yurts provide seasonal accommodation, with shower rooms and kitchen facilities nearby. The wider site includes a games room, agricultural buildings, indoor play areas, storage, a former farmyard courtyard and outdoor seating areas. A stone barn has a partially dilapidated roof; the listing says it previously had consent for conversion to another holiday unit, but any future works or use would depend on the necessary consents being renewed or obtained. The property is offered with mains water, electricity and gas, plus private drainage via a treatment plant. The site is described as a short walk from Orchard Bay, with southerly sea views and access to the coastal path. The vendor-retained land arrangements include access rights along the lane, and the listing says a separate private path over land retained by the vendors is expected to cease after the sale. Buyers will need to check the holiday-use restrictions, access arrangements, condition of the outbuildings and the scope of any permissions as part of their assessment.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

81out of 100
Grade AStrong opportunity

Confidence: MEDIUM

At £750,000, this is a strong-value opportunity: the asking price works out at £222 per sq ft, around 27% below the local average. The property brings together three established holiday-let cottages, two yurts, paddocks and substantial ancillary buildings across 2.55 acres, with a short walk to Orchard Bay and coastal paths. The cottages look usable but have older-style finishes, leaving scope for a light cosmetic refresh rather than a major interior overhaul.

The standout project angle is the collection of stone barns and other ancillary spaces, including a barn that the listing says previously had consent for holiday accommodation conversion, subject to consents being renewed. The separate barn’s partially dilapidated roof needs a repair scope, and access arrangements should be checked because the vendor’s private path is proposed to cease after the sale. The calculated economics are compelling against the local average, though that comparison is not a renovated GDV and excludes purchase costs such as stamp duty and fees.

Key opportunities

  • Refresh the cottages’ older finishes while retaining their established holiday-let use.
  • Explore the ancillary stone barns and spaces, including the barn’s potential holiday-accommodation conversion subject to renewed consents.
  • Make use of the two yurts, terraces, paddocks and outdoor recreation areas in a coastal visitor offering.

Key risks

  • The separate stone barn roof is described as partially dilapidated; obtain a repair inspection and scope.
  • Confirm the future route and access arrangements, as the vendor’s private path is proposed to cease after the sale.

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Map

Location

St Lawrence, Isle of Wight
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£2,833
Based on a loan of £562,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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