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Bank Street, Lochgelly, KY5

Scotland

£69,000

Listed on 22/07/2026

Property details

Bedrooms
3
Type
Maisonette

Description

Located in Lochgelly, this three-bedroom maisonette spans two levels, offering a substantial living space that presents an excellent opportunity to modernise and enhance value. The first floor features a welcoming lounge, kitchen, family bathroom, and a single bedroom. The upper level consists of two additional bedrooms with integrated storage solutions, catering to families needing flexibility or those working from home. While the property requires cosmetic upgrades throughout, it provides a solid base for creating a contemporary residence that reflects personal style. With well-sized rooms and plentiful storage, this maisonette is an ideal project for first-time buyers aiming to enter the market or investors looking for a refurbishment venture. The home also boasts gas central heating (a new boiler is necessary) and double glazing across all windows. Outside, there is private garden space at the rear along with an outbuilding. The property's location offers convenient access to local amenities such as supermarkets, schools, healthcare services, and recreational facilities, making it suitable for both families and commuters. Lochgelly Railway Station is nearby with excellent transport options towards Dunfermline and Edinburgh, alongside easy access to major road networks facilitating travel throughout Fife and beyond.

Investment analysis

(KY5 area)
Area Average
£171/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£20,000 - £30,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
16
Average per month
Market Turnover
40%
Properties sold annually

Local Market Trend (KY5)

Area prices are rising by +10.1% over the last 12 months
3 year growth: +18.3%
5 year growth: +23.0%
Investment Disclaimer: Analysis based on KY5 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Bank Street, Lochgelly, KY5
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£261
Based on a loan of £51,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

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