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Ratcliffe Street, York

Yorkshire

£195,000

Listed on 16/07/2026

Property details

Bedrooms
2
Type
Terraced
Area
269 sqft

Description

This Victorian terraced house is situated in a desirable area of York, making it an appealing option for both first-time buyers and investors looking to capitalize on the local rental market. The property features a well-sized layout distributed across two floors. The ground floor includes an entrance vestibule leading to a through lounge/dining room that boasts fitted cupboards and a staircase to the upper level. Adjacent to this space is the kitchen, which offers various fitted units along with access to a modern bathroom with an easy-access shower. The rear courtyard presents additional outdoor potential. On the first floor, you will find two double bedrooms, providing ample living space. While the house includes UPVC double glazing and gas central heating, it presents opportunities for cosmetic upgrades that can enhance its value significantly. Offered without any chain, this property invites creative renovation ideas that could transform it into a charming home or lucrative rental.

Investment analysis

(YO30 area)

Above Market Value

This property is priced +108.1% above area average per sq ft

+108.1%
This Property
£725/sq ft
Area Average
£348/sq ft
Avg Rent (weekly)
£295
Avg Yield
4.4%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£10,000 - £20,000
Target Value
£103,092
10% above area average per sq ft
Potential ROI
-52.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
28
Average per month
Market Turnover
12%
Properties sold annually

Local Market Trend (YO30)

Area prices are stable by +0.9% over the last 12 months
3 year growth: +3.6%
5 year growth: +13.7%
Investment Disclaimer: Analysis based on YO30 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Ratcliffe Street, York
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£737
Based on a loan of £146,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

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