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12 Virgin Street, St Ives, Cornwall, TR26 1HP

South West

£75,000Guide Price

Listed on 14/05/2026

Property details

Bedrooms
1
Type
Flat

Description

This one-bedroom flat presents a solid investment opportunity in the vibrant town of St Ives, renowned for its picturesque harbour and cultural attractions. Situated in the historic harbour quarter, this property is conveniently positioned near local amenities, including cafes, galleries, and independent shops. The flat comes with a new 999-year lease and includes a storage shed. While it is currently vacant, minor modernisation work is needed to enhance its appeal and functionality. With direct access to beautiful beaches and recreational activities, there’s great potential for both personal use or rental income.

Investment analysis

(TR26 area)
Area Average
£460/sq ft
Avg Rent (weekly)
£274
Avg Yield
3.2%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£15,000 - £25,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
9
Average per month
Market Turnover
3%
Properties sold annually

Local Market Trend (TR26)

Area prices are falling by -12.3% over the last 12 months
3 year growth: -22.1%
5 year growth: -8.1%
Investment Disclaimer: Analysis based on TR26 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

12 Virgin Street, St Ives, Cornwall, TR26 1HP
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£283
Based on a loan of £56,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

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