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Smarts Lane, Loughton

London

£730,000

Listed on 26/06/2026

Property details

Bedrooms
3
Type
Semi Detached
Area
1399 sqft

Description

Nestled in the desirable area of Loughton, this spacious three-bedroom semi-detached property presents a prime opportunity for renovation and investment. With generous accommodation over two floors, it is well-suited to accommodate modern family needs while offering ample potential for reconfiguration. The home greets you with a welcoming entrance hall that leads into a sizable front living room. Adjacent is the dining room featuring a distinctive fireplace, which flows effortlessly into the contemporary kitchen enhanced by skylights that invite natural light. French doors create an excellent connection between indoor and outdoor spaces, allowing access to the courtyard garden. Additionally, a versatile rear lounge, which can function as a guest bedroom or study, boasts bi-fold doors leading to the garden—a perfect setting for entertaining.

The upper level houses three well-proportioned bedrooms, including a master with an en-suite shower room and another bedroom with an en-suite or family bathroom option. An accessible loft provides significant potential for conversion into additional living space (subject to planning consent), making this property ripe for enhancement.

Outside, the low-maintenance courtyard garden is easily manageable and ideal for outdoor gatherings while private off-street parking adds further convenience. Loughton's vibrant community offers excellent amenities from boutiques to eateries along High Road, coupled with recreational facilities nearby. The property’s proximity to Loughton Central Line Station makes it exceptionally appealing for commuters seeking access to central London.

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Investment analysis

(IG10 area)

Below Market Value

This property is priced -7.2% below area average per sq ft

-7.2%
Potential saving
This Property
£522/sq ft
Area Average
£563/sq ft
Avg Rent (weekly)
£454
Avg Yield
3.8%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £50,000
Target Value
£865,708
10% above area average per sq ft
Potential ROI
+11.0%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
23
Average per month
Market Turnover
8%
Properties sold annually

Local Market Trend (IG10)

Area prices are rising by +8.4% over the last 12 months
3 year growth: +6.8%
5 year growth: +5.6%
Investment Disclaimer: Analysis based on IG10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Smarts Lane, Loughton
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£2,758
Based on a loan of £547,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

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