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Chapel Hill, Swerford, Chipping Norton

South East

£500,000

Listed on 22/06/2026

Property Details

Bedrooms
2
Type
Detached
Area
637 sqft

Description

This two-bedroom detached cottage, located in the charming village of Swerford, presents a unique investment opportunity for those interested in creating their own countryside retreat. The property is set in a tranquil rural environment, surrounded by stunning views of open fields. While the home showcases a traditional character with features such as a welcoming fireplace in the spacious sitting and dining room, it is in need of modernisation throughout, allowing buyers to tailor it to their personal tastes and requirements. The ground floor comprises a practical layout with a kitchen that opens into a conservatory overlooking the garden, which offers further potential for enhancement or landscaping. Upstairs, there are two bedrooms and a separate WC, with loft access providing opportunities for additional storage or conversion. Externally, the property benefits from off-road parking and attractive gardens that not only enhance its curb appeal but also provide an ideal space for gardening enthusiasts or outdoor gatherings. This offering is particularly appealing due to its chain-free status and potential for redevelopment into a custom countryside home. Swerford itself is known for its strong community spirit and scenic charm, complete with local amenities that include shops and recreational facilities just a short drive away in nearby Chipping Norton and Banbury. With excellent transport links to larger urban centres like Oxford, this cottage could serve as both a serene living space or an astute investment opportunity for future rental or resale success.

Investment Analysis

(OX7 area)

Above Market Value

This property is priced +82.3% above area average per sq ft

+82.3%
This Property
£785/sq ft
Area Average
£431/sq ft
Avg Rent (weekly)
£473
Avg Yield
4.2%

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£50,000 - £80,000
Target Value
£301,756
10% above area average per sq ft
Potential ROI
-48.0%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
20
Average per month
Market Turnover
8%
Properties sold annually

Local Market Trend (OX7)

Area prices are stable by +1.8% over the last 12 months
3 year growth: +10.4%
5 year growth: +21.1%
Investment Disclaimer: Analysis based on OX7 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Chapel Hill, Swerford, Chipping Norton
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,889
Based on a loan of £375,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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