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Cottonmill Lane, St. Albans, Hertfordshire, AL1

East of England

£900,000

Listed on 19/06/2026

Property Details

Bedrooms
4
Type
Semi Detached
Area
1709 sqft

Description

Nestled away from the main road, this appealing four-bedroom semi-detached residence boasts expansive countryside views at the rear, providing a serene backdrop. The home features an open-plan kitchen and dining area that serves as a central hub for family gatherings, complemented by two distinct reception rooms which enhance its versatility for various living arrangements. Over two levels, the property includes two bathrooms and displays substantial potential for expansion, particularly with a loft conversion, pending necessary planning approvals. The front of the house offers off-street parking for added convenience, while the rear garden makes the most of its picturesque rural setting. This property presents significant renovation opportunities to enhance its appeal and value further.

Investment Analysis

(AL1 area)

Below Market Value

This property is priced -14.9% below area average per sq ft

-14.9%
Potential saving
This Property
£527/sq ft
Area Average
£619/sq ft
Avg Rent (weekly)
£398
Avg Yield
4.2%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£35,000 - £60,000
Target Value
£1,162,906
10% above area average per sq ft
Potential ROI
+21.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
32
Average per month
Market Turnover
7%
Properties sold annually

Local Market Trend (AL1)

Area prices are falling by -2.6% over the last 12 months
3 year growth: +0.9%
5 year growth: +6.0%
Investment Disclaimer: Analysis based on AL1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Cottonmill Lane, St. Albans, Hertfordshire, AL1
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£3,400
Based on a loan of £675,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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