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Harding Terrace, Northampton

East Midlands

£105,000

Listed on 26/05/2026

Property Details

Bedrooms
1
Type
House
Area
619 sqft

Description

This one-bedroom flat on the first floor presents a notable investment opportunity, particularly for those looking to maximize value through refurbishment. Conveniently located within walking distance of both Northampton Train Station and the town centre, this property is devoid of any onward chain, allowing for a straightforward acquisition process. The flat serves as a potential blank canvas for landlords seeking to renovate and let or first-time buyers eager to personalize their living space. The layout includes a welcoming sitting room filled with natural light, alongside a functional kitchen/dining area equipped with space for essential appliances. A well-sized double bedroom and a bathroom featuring a three-piece suite round out the accommodation. With some updating required throughout the unit, this property offers ample scope for enhancing its appeal and functionality. Prospective owners will appreciate its proximity to transport links and local amenities, making it an attractive proposition in today’s market.

Investment Analysis

(NN1 area)

Below Market Value

This property is priced -26.8% below area average per sq ft

-26.8%
Potential saving
This Property
£170/sq ft
Area Average
£232/sq ft
Avg Rent (weekly)
£210
Avg Yield
5.5%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£8,000 - £15,000
Target Value
£157,867
10% above area average per sq ft
Potential ROI
+31.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
36
Average per month
Market Turnover
12%
Properties sold annually

Local Market Trend (NN1)

Area prices are stable by -2.0% over the last 12 months
3 year growth: -1.8%
5 year growth: +9.6%
Investment Disclaimer: Analysis based on NN1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Harding Terrace, Northampton
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£375
Based on a loan of £78,750 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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