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Smarts Lane, Loughton, IG10

London

£475,000
Listed on 08/05/2026

Property Details

Bedrooms
2
Type
Terraced
Area
702 sqft

Description

This charming two-bedroom Victorian terrace is ideally situated just a short stroll from Loughton high street and the station, presented with the advantage of no onward chain. It offers an excellent opportunity for first-time buyers or those looking for a commuter-friendly property. The vibrant local amenities, including cafes, bars, and the scenic Epping Forest, enhance its appeal. This property, while move-in ready, allows ample scope for personalization and improvement to maximize its potential. The traditional layout features a welcoming sitting room and dining area on the ground floor, alongside a family bathroom and kitchen with direct access to the back garden. Upstairs are two generously sized double bedrooms with comfortable carpeting throughout. The outdoor space is low maintenance but presents an exciting blank canvas for gardening enthusiasts or those wishing to create an inviting outdoor retreat—complete with convenient rear gate access. With Loughton’s Central Line connection to London at your doorstep, this location truly embodies a fantastic blend of suburban comfort and urban convenience.

Investment Analysis

(IG10 area)

Above Market Value

This property is priced +20.1% above area average per sq ft

+20.1%
This Property
£677/sq ft
Area Average
£563/sq ft
Avg Rent (weekly)
£459
Avg Yield
4.1%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£18,000 - £30,000
Target Value
£435,096
10% above area average per sq ft
Potential ROI
-13.8%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
30
Average per month
Market Turnover
13%
Properties sold annually

Local Market Trend (IG10)

Area prices are rising by +10.5% over the last 12 months
3 year growth: +7.2%
5 year growth: +8.4%
Investment Disclaimer: Analysis based on IG10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Smarts Lane, Loughton, IG10
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£1,695
Based on a loan of £356,250 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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