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32 Montrose Terrace, Whiting Bay

Scotland

£215,000

Listed on 07/05/2026

Property Details

Bedrooms
2
Type
Semi Detached
Area
816 sqft

Description

Nestled in the peaceful community of Whiting Bay, this semi-detached home at Montrose Terrace presents a promising opportunity for renovation and personalisation. The property comprises two generous bedrooms and an inviting reception area, making it suitable for couples or small families looking for a serene escape. While the home is currently well-kept and boasts ample storage solutions, there exists significant potential to update and modernise the interiors according to your taste. An air source heat pump is already installed, providing energy-efficient heating—a great asset for any future improvements. The property features a spacious garden on a desirable corner plot, ideal for those with green thumbs or anyone looking to entertain outdoors during warmer months. This outdoor space also presents exciting possibilities for expanding the home or developing the garden further, subject to planning permissions. In summary, this property is not just a comfortable residence but also a canvas ready for your vision. Its strategic location offers convenience close to local amenities and picturesque coastal views, reinforcing its appeal as an investment opportunity in a friendly community.

Investment Analysis

(KA27 area)

Above Market Value

This property is priced +11.3% above area average per sq ft

+11.3%
This Property
£263/sq ft
Area Average
£237/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£20,000 - £35,000
Target Value
£212,507
10% above area average per sq ft
Potential ROI
-15.0%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
6
Average per month
Market Turnover
9%
Properties sold annually

Local Market Trend (KA27)

Area prices are stable by -0.8% over the last 12 months
3 year growth: -0.9%
5 year growth: +3.2%
Investment Disclaimer: Analysis based on KA27 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

32 Montrose Terrace, Whiting Bay
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£812
Based on a loan of £161,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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