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Hill Street, St. Albans

East of England

£425,000
Listed on 29/04/2026

Property Details

Bedrooms
2
Type
Terraced
Area
522 sqft

Description

This charming Victorian cottage is situated on a coveted street within a Conservation Area, presenting an excellent chance for renovation and personal enhancement. The property features a generous 100ft west-facing garden that provides ample space for landscaping or outdoor living enhancements. With the convenience of no onward chain, this could be your ideal project for transformation. Upon entering through the part-glazed front door, you are greeted by a spacious open-plan lounge/dining area benefiting from dual aspects and period-style sash windows that allow natural light to flood in. The inviting brick fireplace adds character, while fitted cupboards and shelving provide practical storage options. A staircase leads up to the first floor for further exploration. The kitchen, while functional, presents an opportunity for modernisation with its basic fittings, including wall and base units and space for appliances. Beyond the kitchen lies a rear lobby that connects you to the expansive garden, a built-in storage cupboard, and a bathroom that awaits updating with its dated avocado suite. Upstairs, two bedrooms offer potential; the front bedroom features traditional sash windows and storage solutions, while the rear bedroom showcases lovely views of the garden. The predominantly lawned rear garden provides an ideal setting for outdoor improvements. Located in vibrant St Albans, close to local amenities like St Michaels Village and Verulamium Park as well as reputable schools and transport links to London, this property offers both lifestyle appeal and investment potential.

Investment Analysis

(AL3 area)

Above Market Value

This property is priced +37.4% above area average per sq ft

+37.4%
This Property
£814/sq ft
Area Average
£592/sq ft
Avg Rent (weekly)
£445
Avg Yield
3.4%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£340,156
10% above area average per sq ft
Potential ROI
-26.8%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
25
Average per month
Market Turnover
11%
Properties sold annually

Local Market Trend (AL3)

Area prices are rising by +2.2% over the last 12 months
3 year growth: -0.3%
5 year growth: +10.4%
Investment Disclaimer: Analysis based on AL3 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Hill Street, St. Albans
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£1,516
Based on a loan of £318,750 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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