Worst House on the Street Logo
14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY - Image 1
14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY - Image 2
14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY - Image 3
14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY - Image 4
14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY - Image 5
14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY - Image 6

14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY

Yorkshire

£80,000
Listed on 01/02/2026

Property Details

Bedrooms
N/A
Type
Detached house
Area
391 sqft

Description

This ground floor self-contained office unit presents a notable investment opportunity, located on the outskirts of Chesterfield Town Centre. Its proximity to various transport links and a short walk from Chesterfield Train Station enhances its appeal for business owners or buy-to-let investors, with potential rental income currently estimated at £15,000 per annum. The property, formerly a pizza takeaway, encompasses approximately 1400 sq. ft of space spread over three floors and is positioned prominently on a high street that enjoys substantial foot traffic. Given its current condition, the unit would benefit from a comprehensive renovation and modernisation throughout. This refurbishment could not only enhance the commercial space but also potentially allow for the development of residential accommodations above, pending necessary permissions. The layout includes a shop serving area, kitchen, food preparation zones, as well as additional storage options on the lower ground and first floors. With the right vision and investment, this property could be transformed into a lucrative asset in an area ripe for development.

Investment Analysis

(S45 area)

Below Market Value

This property is priced -15.0% below area average per sq ft

-15.0%
Potential saving
This Property
£205/sq ft
Area Average
£241/sq ft
Avg Rent (weekly)
£224
Avg Yield
3.8%

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£45,000 - £65,000
Target Value
£103,547
10% above area average per sq ft
Potential ROI
-28.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
13
Average per month
Market Turnover
75%
Properties sold annually

Local Market Trend (S45)

Area prices are falling by -8.9% over the last 12 months
3 year growth: -12.8%
5 year growth: -3.1%
Investment Disclaimer: Analysis based on S45 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

14 High Street, Clay Cross, Chesterfield, Derbyshire S45 9DY
Loading map...

Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£289
Based on a loan of £60,000 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Next Steps

Explore services to help you with this property purchase.

Get help with this property

Financing, surveys and more – choose a service and we’ll connect you with our trusted partners.