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High Street, Cowden

South East

£400,000
Listed on 15/10/2025

Property Details

Bedrooms
3
Type
Semi-detached house
Area
942 sqft

Description

This end-of-terrace three-bedroom home in the tranquil village of Cowden presents a unique opportunity for renovation and investment. Nestled in a setting characterized by scenic countryside views at the rear, the property offers flexible living spaces suitable for family life while leaving room for your personal touch. The home features a variety of engaging indoor areas, starting with an inviting sitting room that boasts an attractive wood-burning stove set against a charming brick hearth. From here, you can access the kitchen, which is equipped with ample wall-mounted cabinets and base units. It includes essential appliances and overlooks the garden, providing both functionality and potential for upgrading or reconfiguring to enhance usability. A notable asset of this property is its versatile basement area, currently serving as additional storage space but ripe for conversion into a more usable area to suit your needs—be it a workshop, playroom, or extra living space. The ground floor also hosts a family bathroom fitted with modern essentials, while upstairs you'll find three bedrooms, including a main bedroom complete with mirrored wardrobes and an en-suite shower room. The additional two bedrooms offer views over the garden and surrounding countryside. The exterior features include a gated front garden and gravel driveway that provides off-road parking. The rear garden is established and enjoys delightful views, offering significant potential for landscaping or creating an outdoor entertainment area. This space could easily become a private retreat with some thoughtful enhancements. Located within walking distance of Cowden station—providing direct links to East Croydon and London Bridge—the home is well-positioned for commuting while immersing you in community life. Cowden features local pubs, recreational facilities, and annual village events fostering a strong community spirit. For those considering education options, this area is known for its range of schools—including primary options in nearby villages and secondary institutions in towns like Tonbridge and Sevenoaks—offering various educational pathways from grammar to private schooling. With proximity to local amenities found in Edenbridge—such as shops and cafes—and easy access to larger towns like Sevenoaks and Tunbridge Wells for more extensive shopping experiences, this property not only serves as a residence but also as an investment opportunity with considerable potential for growth through renovation.

Investment Analysis

(TN8 area)

Below Market Value

This property is priced -9.1% below area average per sq ft

-9.1%
Potential saving
This Property
£425/sq ft
Area Average
£467/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£484,061
10% above area average per sq ft
Potential ROI
+10.0%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
10
Average per month
Market Turnover
8%
Properties sold annually

Local Market Trend (TN8)

Area prices are falling by +3.4% over the last 12 months
3 year growth: -5.4%
5 year growth: 4.0%
Investment Disclaimer: Analysis based on TN8 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

High Street, Cowden
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,465
Based on a loan of £300,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE