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St. Marys Lane, Upminster, RM14

London

£400,000

Listed on 27/04/2026

Property Details

Bedrooms
2
Type
Detached
Area
1492 sqft

Description

This distinctive two-bedroom detached cottage offers a unique opportunity for transformation and personalization. Nestled in a sought-after area, this timber-framed home is unencumbered by onward chain, presenting an ideal canvas for buyers keen on investment potential. With its appealing character and multiple layout possibilities, there is scope to enhance or extend the property (subject to planning permissions). Conveniently located within walking distance to local amenities such as Cranham Golf Course and reputable schools, this property caters well to families and commuters with swift access to the A127 and M25. The ground floor features an inviting entrance hallway leading into a charming cottage-style kitchen, complete with practical storage solutions while maintaining the home's authentic feel. The separate lounge provides a cozy living space alongside a dedicated dining room, both of which could benefit from modern redesigns or an open-plan configuration to suit contemporary living preferences. On the first floor, you’ll find two spacious double bedrooms connected by a central dressing room—offering flexible options for usage that could include a nursery or study area. A four-piece family bathroom completes this level, featuring both bath and shower facilities. An accessible loft space further adds potential for future development. Set on a large plot with a wrap-around garden, the property ensures privacy while offering ample opportunities for outdoor enhancements or extensions. Additionally, an integral barn/workshop enhances versatility—ideal for crafting hobbies or conversion into functional office space. With generous potential for modernization and located in a peaceful yet conveniently placed part of Upminster, early viewings are highly recommended.

Investment Analysis

(RM14 area)

Below Market Value

This property is priced -48.0% below area average per sq ft

-48.0%
Potential saving
This Property
£268/sq ft
Area Average
£516/sq ft
Avg Rent (weekly)
£414
Avg Yield
3.4%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£40,000 - £70,000
Target Value
£846,531
10% above area average per sq ft
Potential ROI
+80.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
23
Average per month
Market Turnover
14%
Properties sold annually

Local Market Trend (RM14)

Area prices are falling by -3.4% over the last 12 months
3 year growth: -6.4%
5 year growth: +3.8%
Investment Disclaimer: Analysis based on RM14 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. Marys Lane, Upminster, RM14
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,511
Based on a loan of £300,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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