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St. Marys Lane, Upminster, RM14

London

£400,000
Listed on 27/04/2026

Property Details

Bedrooms
2
Type
Detached
Area
1492 sqft

Description

This distinctive two-bedroom detached cottage offers a unique investment opportunity in a sought-after RM14 locale, available with no onward chain. The charming timber-framed structure is ripe for transformation, providing a canvas for buyers ready to enhance its character and flexibility with various potential layouts. Located conveniently for families and commuters, this cottage is just a short walk from local schools and transport links, making it an attractive family home or rental investment.

The ground floor features a welcoming hallway that leads into a cozy cottage-style kitchen equipped with ample storage while retaining its homely feel. The separate lounge and dedicated dining area both offer opportunities for redesigning into an open-plan living space to meet modern preferences.

On the first floor, you will find two spacious double bedrooms connected by a central dressing room, which could be easily adapted into additional functional spaces like a nursery or study. A generously sized four-piece bathroom provides essential amenities and also presents an opportunity for updating.

Outside, the property sits on a substantial plot featuring a wrap-around garden that ensures both privacy and potential for outdoor enhancements or extensions (subject to planning permissions). An integral barn/workshop adds further value—ideal for hobbies or conversion into functional living spaces like an office or studio.

This character-filled cottage not only showcases unique architectural features but also promises significant potential for modernization and expansion, making it an enticing prospect in the current market.

Investment Analysis

(RM14 area)

Below Market Value

This property is priced -48.0% below area average per sq ft

-48.0%
Potential saving
This Property
£268/sq ft
Area Average
£516/sq ft
Avg Rent (weekly)
£408
Avg Yield
3.5%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £50,000
Target Value
£846,449
10% above area average per sq ft
Potential ROI
+88.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
25
Average per month
Market Turnover
16%
Properties sold annually

Local Market Trend (RM14)

Area prices are falling by -2.3% over the last 12 months
3 year growth: -4.0%
5 year growth: +6.2%
Investment Disclaimer: Analysis based on RM14 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. Marys Lane, Upminster, RM14
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.91%

Current average variable rate is 6.62%

Monthly Repayments
£1,417
Based on a loan of £300,000 over 30 years at 3.91% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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