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Mill Street, Dunfermline

Scotland

£135,000
Listed on 21/04/2026

Property Details

Bedrooms
4
Type
End Of Terrace
Area
819 sqft

Description

Situated in the vibrant centre of Dunfermline, this distinctive end-terraced villa offers a compelling opportunity for those interested in renovation and investment. Spread across three floors, the property boasts adaptable living spaces including a lounge, a versatile dining room that could double as a third bedroom, and two more bedrooms on the upper level. A self-contained lower-ground-floor area serves as an additional public room/bedroom equipped with a toilet and sink, perfect for multi-generational living or guests. While the home requires extensive updating throughout, it presents significant potential for reconfiguration and modernisation to suit various lifestyles. The layout includes an entrance hallway leading to the main lounge, kitchen, dining room/third bedroom, and bathroom. The lounge is front-facing and needs cosmetic improvements but has the foundation for a stylish main living area. The kitchen features existing base and wall units but is in need of modernization; this space allows for bespoke design to reflect personal tastes. Upstairs, two well-proportioned bedrooms are filled with natural light—ideal for family use or as guest rooms. Additionally, the lower-ground floor accommodation is particularly noteworthy, offering independent access and requiring upgrading. This flexible space could serve multiple purposes such as a studio or teenage suite. Outside, the property has a rear garden arranged over two levels; with some landscaping efforts, it could become a pleasant outdoor retreat. Given its potential in both layout and location within Dunfermline—a city rich in amenities including parks, theatres, schools, and transport links—this property is ideal for those looking to invest in a unique project with plenty of character.

Investment Analysis

(KY12 area)

Below Market Value

This property is priced -22.2% below area average per sq ft

-22.2%
Potential saving
This Property
£165/sq ft
Area Average
£212/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£20,000 - £40,000
Target Value
£190,946
10% above area average per sq ft
Potential ROI
+9.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
67
Average per month
Market Turnover
74%
Properties sold annually

Local Market Trend (KY12)

Area prices are rising by +2.7% over the last 12 months
3 year growth: +14.7%
5 year growth: +17.5%
Investment Disclaimer: Analysis based on KY12 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Mill Street, Dunfermline
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.91%

Current average variable rate is 6.62%

Monthly Repayments
£478
Based on a loan of £101,250 over 30 years at 3.91% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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