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Oswald Road, St. Albans

East of England

£775,000
Listed on 14/04/2026

Property Details

Bedrooms
3
Type
House
Area
1227 sqft

Description

This Victorian terrace house, featuring a charming bay front, presents a significant renovation opportunity in a desirable location just a short walk from the City station with convenient access to St. Pancras International. The property’s layout offers excellent potential for modernisation, specifically the possibility of extending to the rear to create an open-plan kitchen/dining area, as well as opportunities for a loft conversion to add a fourth bedroom (pending necessary consents). Notably, this property comes with no onward chain, simplifying the purchase process. Upon entering, you're welcomed by a covered porch leading into an entrance hall that provides access to the main living spaces. The bright lounge/dining room boasts dual-aspect views and features two striking fireplaces along with sliding doors that open onto the private garden. The kitchen is equipped with wall and base units and includes access to a basement area underneath the property, providing valuable additional storage space. Adjacent is a rear lobby offering both garden access and entry to the family bathroom. The first floor comprises three bedrooms, including a spacious principal bedroom with fitted wardrobes and two additional bedrooms overlooking the garden. A separate WC is conveniently located on this level. Externally, the home has an appealing front yard complemented by established plants and offers a west-facing back garden featuring both patio and lawn areas—ideal for outdoor entertaining.

Investment Analysis

(AL1 area)

Above Market Value

This property is priced +2.2% above area average per sq ft

+2.2%
This Property
£632/sq ft
Area Average
£618/sq ft
Avg Rent (weekly)
£404
Avg Yield
4.2%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£50,000 - £80,000
Target Value
£833,980
10% above area average per sq ft
Potential ROI
-2.5%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
35
Average per month
Market Turnover
8%
Properties sold annually

Local Market Trend (AL1)

Area prices are falling by -6.0% over the last 12 months
3 year growth: -2.7%
5 year growth: +3.9%
Investment Disclaimer: Analysis based on AL1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Oswald Road, St. Albans
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.91%

Current average variable rate is 6.62%

Monthly Repayments
£2,745
Based on a loan of £581,250 over 30 years at 3.91% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

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