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5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 1
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 2
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 3
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 4
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 5
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 6
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 7
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 8
5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP - Image 9

5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP

Scotland

£5,000
Listed on 26/08/2025

Property Details

Bedrooms
1
Type
Flat

Description

This traditional one-bedroom flat located on the third floor of The Terrace Building in Ardbeg presents a promising investment opportunity, whether as a holiday home, rental property, or a first-time purchase. The interior requires complete clearance and substantial modernization, making it an ideal project for those looking to add value through thoughtful renovations. The property is situated conveniently close to local amenities, including a general store and bowling green just steps away, with bus services readily available and the seaside just down the road. Located approximately 1.5 miles north of Rothesay in a picturesque area known for its rich history as a Victorian holiday resort, this flat offers unique potential amidst ongoing community developments. Additionally, there are shared maintenance charges due to being part of a factored building. Recent sales in the area indicate strong local demand and potential for appreciation upon refurbishment. With mains water, drainage, gas central heating and double glazing already in place, this property is set against the backdrop of Bute's stunning natural beauty and outdoor pursuits, making it an attractive option for both personal enjoyment and investment returns.

Investment Analysis

(PA20 area)
Area Average
£128/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£20,000 - £35,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
18
Average per month
Market Turnover
35%
Properties sold annually

Local Market Trend (PA20)

Area prices are falling by -3.7% over the last 12 months
3 year growth: -17.2%
5 year growth: +10.9%
Investment Disclaimer: Analysis based on PA20 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

5, The Terrace, Top Left Flat, Ardbeg, Isle of Bute, PA200NP
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.91%

Current average variable rate is 6.62%

Monthly Repayments
£18
Based on a loan of £3,750 over 30 years at 3.91% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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