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White Road, Cowley, Oxford

South East

£400,000

Listed on 19/03/2026

Property Details

Bedrooms
3
Type
Terraced
Area
989 sqft

Description

This charming mid-terraced home, featuring a classic bay front, has been cherished as a family dwelling for many years. Its spacious layout presents significant renovation and investment opportunities for prospective buyers looking to make their mark. The property includes a large rear garden with convenient access, providing ample potential for extensions or personalisation (subject to necessary consents). The interior spans two floors, starting with an entrance hall that leads into a cozy sitting room and a bright kitchen/dining area—ideal for family gatherings. The ground floor also boasts the practicality of a downstairs WC. Upstairs, you'll find two generously sized double bedrooms along with a single bedroom and a shower room. Given its generous size, the property offers excellent scope for further enhancement, including possibilities for a loft conversion and rear extension (pending planning permissions), which would allow new owners to fully adapt the space to their lifestyle needs. Outside, the expansive garden measures approximately 110ft, providing abundant room for outdoor activities or gardening pursuits. The added rear access makes it practical for storing bikes or gardening supplies—an excellent feature for busy families. Located conveniently near Cowley Centre with its diverse array of shops and amenities, the property also enjoys quick access to the Oxford ring road and reliable bus services into the city centre, making it an attractive option for commuters.

Investment Analysis

(OX4 area)

Below Market Value

This property is priced -14.8% below area average per sq ft

-14.8%
Potential saving
This Property
£404/sq ft
Area Average
£475/sq ft
Avg Rent (weekly)
£406
Avg Yield
5.0%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£20,000 - £40,000
Target Value
£516,263
10% above area average per sq ft
Potential ROI
+17.3%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
31
Average per month
Market Turnover
9%
Properties sold annually

Local Market Trend (OX4)

Area prices are rising by +2.4% over the last 12 months
3 year growth: +5.5%
5 year growth: +11.0%
Investment Disclaimer: Analysis based on OX4 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

White Road, Cowley, Oxford
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,511
Based on a loan of £300,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

Price History

-5.9% since listed
£400,000£25,000(-5.9%)
28/05/2026
Current price
£425,000Initial listing
21/03/2026

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