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109 Bute Street, Cardiff, CF10

Wales

£115,000
Listed on 12/03/2026

Property Details

Bedrooms
1
Type
Flat

Description

This one-bedroom, one-bathroom apartment is situated in the desirable Cardiff Bay area, making it a prime opportunity for first-time buyers or investors alike. Currently listed as a rental property, it offers potential gross yields of around 8.3% based on an estimated monthly rental income of £800, signaling strong demand within this vibrant locale. The apartment's central location ensures easy access to a variety of amenities, including shops, restaurants, leisure facilities, and transport links to Cardiff city centre. While the property is functional, it presents significant potential for cosmetic updates that could enhance its value and tailor the living space to personal preferences. The competitive pricing reflects this opportunity for renovation without extensive structural work needed. Key features include a bright open-plan lounge with natural light flooding in from large windows, a well-equipped kitchen with integrated appliances, a modern bathroom with contemporary fittings, and a spacious double bedroom. Although it lacks an allocated parking space, early viewing is encouraged to truly grasp the investment potential this property holds.

Investment Analysis

(CF10 area)
Area Average
£257/sq ft
Avg Rent (weekly)
£263
Avg Yield
7.3%

Renovation Potential

Light Refurb
Est. Renovation Cost
£5,000 - £10,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
19
Average per month
Market Turnover
15%
Properties sold annually

Local Market Trend (CF10)

Area prices are falling by -4.4% over the last 12 months
3 year growth: +8.6%
5 year growth: +0.3%
Investment Disclaimer: Analysis based on CF10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

109 Bute Street, Cardiff, CF10
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£415
Based on a loan of £86,250 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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