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Ragged Hall Lane, St. Albans

East of England

£650,000
Listed on 04/03/2026

Property Details

Bedrooms
3
Type
Semi-detached house
Area
1022 sqft

Description

Located in the sought-after Chiswell Green area of St. Albans, this semi-detached house offers a spacious 1,022 square feet of living space with promising renovation prospects. The welcoming reception room serves as a versatile space for both leisure and social gatherings. The kitchen and dining area provide ample room for family meals, although both spaces would benefit from modern updates.<br><br>On the upper floor, three generously sized bedrooms share a family bathroom, making it suitable for everyday family life. While the property is in need of some modernization, the potential for expansion exists—subject to obtaining planning permission—which could enhance its appeal significantly.<br><br>This home's location is ideal, with convenient access to local amenities, reputable schools, and major transport links that simplify daily commutes. Additional features include off-street parking for multiple vehicles and a garage—an uncommon advantage in this desirable area.<br><br>The garden at the rear is mostly laid to lawn, providing an inviting outdoor setting for children or summer entertaining. With no upward chain, this property awaits transformation into your ideal family residence. Take advantage of this opportunity to reimagine a traditional home into a contemporary treasure within an excellent locale.

Investment Analysis

(AL2 area)

Above Market Value

This property is priced +24.4% above area average per sq ft

+24.4%
This Property
£636/sq ft
Area Average
£511/sq ft
Avg Rent (weekly)
£446
Avg Yield
3.8%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£574,972
10% above area average per sq ft
Potential ROI
-16.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
17
Average per month
Market Turnover
18%
Properties sold annually

Local Market Trend (AL2)

Area prices are falling by -2.5% over the last 12 months
3 year growth: -4.4%
5 year growth: +5.8%
Investment Disclaimer: Analysis based on AL2 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Ragged Hall Lane, St. Albans
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£2,344
Based on a loan of £487,500 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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