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Spencer Gate, St. Albans, AL1 4AD

East of England

£1,100,000
Listed on 24/02/2026

Property Details

Bedrooms
3
Type
Detached house
Area
1118 sqft

Description

Nestled in a tranquil cul-de-sac, this charming detached family home boasts an enviable position adjacent to the lush Bernards Heath Woodland. It's an ideal spot for those who enjoy leisurely strolls through nature or the convenience of local green spaces and coffee shops. Families will appreciate the property's inclusion in a priority zone for reputable schools, enhancing its attractiveness as a family residence. St Albans City Centre is just a stone's throw away, offering a diverse range of shops, dining options, and essential services. The mainline railway station is also conveniently located nearby, providing straightforward access to London for commuters. This property is presented chain-free and represents a rare opportunity to acquire a home that requires some attention but holds significant potential for enhancement and expansion, pending necessary planning permissions. The space already includes a bright entrance hall leading into a spacious dual-aspect living room, complemented by a separate dining room and a kitchen breakfast room that opens out to the rear garden. A ground floor WC adds to the practicality. The upper level features three generously sized bedrooms alongside a family bathroom accessible from the landing area. Outside, you'll find an attractive front garden contributing to the home's appeal, while side access leads to an impressively large rear garden that seamlessly connects with the woodland backdrop, ensuring privacy and tranquility. The property also offers parking options and a garage for added convenience. With its characterful charm, ample space, and investment potential in an unbeatable location, this home invites creativity and vision from its next owners.

Investment Analysis

(AL1 area)

Above Market Value

This property is priced +59.3% above area average per sq ft

+59.3%
This Property
£984/sq ft
Area Average
£618/sq ft
Avg Rent (weekly)
£386
Avg Yield
4.0%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£35,000 - £55,000
Target Value
£759,524
10% above area average per sq ft
Potential ROI
-34.2%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
37
Average per month
Market Turnover
17%
Properties sold annually

Local Market Trend (AL1)

Area prices are falling by -4.4% over the last 12 months
3 year growth: -2.7%
5 year growth: +9.2%
Investment Disclaimer: Analysis based on AL1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Spencer Gate, St. Albans, AL1 4AD
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£3,967
Based on a loan of £825,000 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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