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Smithy Croft, Houghton, Carlisle, CA3

North East

£190,000
Listed on 22/01/2026

Property Details

Bedrooms
3
Type
Semi-detached house

Description

This three-bedroom semi-detached house presents a solid opportunity for buyers looking to invest in a property with substantial renovation potential. Being sold with no onward chain, the home is equipped with gas central heating and double glazing, providing a sturdy base for improvements. The layout includes an entrance porch leading into a hall, which connects to a lounge featuring a fireplace and sliding doors to the dining room that overlooks the mature rear garden. The kitchen, while functional, requires modernisation and includes a walk-in pantry and utility space. The first floor accommodates three bedrooms, including two doubles; the master bedroom benefits from fitted wardrobes. The family bathroom is basic but offers the chance for an update to modern standards. Outside, you will find a well-established rear garden complete with lawn, greenhouse, and patio area, alongside a front garden with driveway access to the garage. Located in Houghton, this property is conveniently close to local amenities, schools, and transport links, making it ideal for family living after refurbishment.

Investment Analysis

(CA3 area)
Area Average
£214/sq ft
Avg Rent (weekly)
£173
Avg Yield
3.8%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£15,000 - £25,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
20
Average per month
Market Turnover
127%
Properties sold annually

Local Market Trend (CA3)

Area prices are rising by +6.7% over the last 12 months
3 year growth: +7.8%
5 year growth: +14.0%
Investment Disclaimer: Analysis based on CA3 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Smithy Croft, Houghton, Carlisle, CA3
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£685
Based on a loan of £142,500 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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