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22 Harpur Street, Bedford, Bedfordshire, MK40 - Image 1
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22 Harpur Street, Bedford, Bedfordshire, MK40 - Image 3
22 Harpur Street, Bedford, Bedfordshire, MK40 - Image 4
22 Harpur Street, Bedford, Bedfordshire, MK40 - Image 5
22 Harpur Street, Bedford, Bedfordshire, MK40 - Image 6
22 Harpur Street, Bedford, Bedfordshire, MK40 - Image 7

22 Harpur Street, Bedford, Bedfordshire, MK40

South East

£320,000

Listed on 26/01/2026

Property details

Bedrooms
N/A
Type
Office

Description

This former bank property is located centrally in Bedford, offering an exciting opportunity for redevelopment. The interior has been partially stripped, allowing for the installation of split electrical systems, which can be advantageous for a conversion into residential units or mixed-use space. There is potential to develop a commercial area on the ground floor while creating a separate access point to the first floor, pending planning permissions. This building represents a versatile project for investors keen on transforming a historic structure into modern living and business spaces.

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Investment analysis

(MK40 area)
Area Average
£345/sq ft
Avg Rent (weekly)
£250
Avg Yield
3.7%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£60,000 - £100,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
31
Average per month
Market Turnover
11%
Properties sold annually

Local Market Trend (MK40)

Area prices are falling by -6.2% over the last 12 months
3 year growth: +6.1%
5 year growth: +11.5%
Investment Disclaimer: Analysis based on MK40 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

22 Harpur Street, Bedford, Bedfordshire, MK40
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,209
Based on a loan of £240,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

This calculation uses non-residential (land/commercial) tax rates.

Price History

-20.0% since listed
£320,000£80,000(-20.0%)
13/06/2026
Current price
£400,000Initial listing
26/01/2026

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