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Hill End Lane, St. Albans, Hertfordshire, AL4

East of England

£450,000
Listed on 03/01/2026

Property Details

Bedrooms
3
Type
Terraced house
Area
872 sqft

Description

This three-bedroom mid-terraced Railway Cottage presents a valuable opportunity for those looking to invest in a property with substantial potential for improvement. Ideally situated near local amenities, reputable schools, and the Alban Way cycle path, it offers quick access to St Albans City Centre and the mainline station. The layout encompasses flexible accommodation over two floors, beginning with a separate lounge and dining area on the ground floor, alongside a kitchen and family bathroom. Upstairs features three bedrooms that could benefit from a modern touch. Outside, the property includes a rear garden and dedicated parking space, while there's scope to develop off-street parking at the front (subject to planning approval). This cottage not only provides comfortable living space but also represents an exciting chance to enhance its value through thoughtful renovations.

Investment Analysis

(AL4 area)

Below Market Value

This property is priced -14.0% below area average per sq ft

-14.0%
Potential saving
This Property
£516/sq ft
Area Average
£600/sq ft
Avg Rent (weekly)
£374
Avg Yield
3.0%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£575,328
10% above area average per sq ft
Potential ROI
+17.4%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
20
Average per month
Market Turnover
14%
Properties sold annually

Local Market Trend (AL4)

Area prices are rising by +4.2% over the last 12 months
3 year growth: 2.1%
5 year growth: 17.9%
Investment Disclaimer: Analysis based on AL4 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Hill End Lane, St. Albans, Hertfordshire, AL4
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,648
Based on a loan of £337,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE