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Hill Top, Culgaith, Penrith, Cumbria

North East

£440,000
Listed on 01/01/2026

Property Details

Bedrooms
3
Type
Detached house

Description

This charming detached bungalow, set in approximately 2.34 acres of land including gardens and an attached paddock, presents a unique opportunity for renovation with significant potential for personalization. Located on the outskirts of a well-regarded village within Eden Valley, this three-bedroom home offers far-reaching views and is within easy reach of local amenities and the stunning landscape of the Lake District National Park. While the property is generally maintained in neutral tones, it does require some updating to realize its full potential. The flexible layout features a side hallway leading to a kitchen, a spacious living room that connects to a conservatory, three bedrooms, and a four-piece bathroom. The external spaces include generous off-road parking, a detached garage with an adjacent utility space, and mature gardens adorned with various storage options and vegetable beds. Notably, the gently sloping paddock can be accessed from the roadside, making it ideal for equestrian use or other agricultural pursuits. This property is perfect for families seeking a rural lifestyle while providing opportunities for further development, subject to necessary permissions.

Investment Analysis

(CA10 area)
Area Average
£256/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
11
Average per month
Market Turnover
11%
Properties sold annually

Local Market Trend (CA10)

Area prices are rising by +4.3% over the last 12 months
3 year growth: -3.5%
5 year growth: 23.2%
Investment Disclaimer: Analysis based on CA10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Hill Top, Culgaith, Penrith, Cumbria
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,612
Based on a loan of £330,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE