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Lorne Terrace, Ladybank, Cupar, Fife

Scotland

£73,000
Listed on 29/12/2025

Property Details

Bedrooms
2
Type
Flat
Area
692 sqft

Description

This property, independently valued by a RICS qualified surveyor, holds significant potential for buyers interested in renovation and investment opportunities. Nestled in a quiet cul-de-sac within a desirable residential area, the home features a spacious lounge and a practical kitchen that could benefit from modernisation. The well-organised layout begins with an inviting hallway leading to a bright lounge area. The adjacent kitchen includes existing fitted units and workspace but offers plenty of scope for enhancement based on personal preference. With two generously sized bedrooms, this home can easily accommodate different needs, whether as comfortable sleeping spaces, offices, or guest areas. The three-piece bathroom suite also presents an opportunity for updates to align with contemporary standards. Outside, residents can enjoy shared green spaces that enhance the appeal of the property. Additionally, the location benefits from convenient access to local shops, cafes, supermarkets, and recreational facilities. Cupar railway station is accessible nearby, providing direct transport links to Dundee and Edinburgh. Note that potential buyers may face lending restrictions due to local authority ownership of other flats within the building; therefore, cash offers may be preferred. This property represents an excellent chance to customise a living space that meets your individual style and requirements. Early viewings are recommended as interest is expected to be high.

Investment Analysis

(KY15 area)

Below Market Value

This property is priced -50.8% below area average per sq ft

-50.8%
Potential saving
This Property
£105/sq ft
Area Average
£214/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£15,000 - £25,000
Target Value
£163,239
10% above area average per sq ft
Potential ROI
+66.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
31
Average per month
Market Turnover
59%
Properties sold annually

Local Market Trend (KY15)

Area prices are rising by +7.5% over the last 12 months
3 year growth: 6.9%
5 year growth: 22.1%
Investment Disclaimer: Analysis based on KY15 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Lorne Terrace, Ladybank, Cupar, Fife
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£267
Based on a loan of £54,750 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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