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St Pauls Street North, Cheltenham

South West

£230,000
Listed on 19/12/2025

Property Details

Bedrooms
3
Type
Terraced house
Area
1313 sqft

Description

Nestled in a central location in St Paul’s, this three-bedroom mid-terraced residence presents an excellent opportunity for those seeking to invest in a property with potential for customization. The home is offered with no onward chain and boasts spacious living across two levels, along with a secluded rear garden and garage that could be transformed into valuable additional space. Whether you're an investor or a first-time buyer, this property provides a canvas to create a personalized urban dwelling. The entrance welcomes you into a bright hallway leading up to the first floor and connecting to expansive living areas. The sitting room at the front is bathed in natural light from a large window and offers built-in storage solutions. It flows seamlessly into the dining room, which features a charming brick fireplace and French doors accessing the conservatory—an area ripe for redesigning or opening up to enhance the living space. At the back, the kitchen includes basic cabinets and work surfaces but requires modernizing for contemporary needs, making it an ideal project for creating your dream cooking space. The conservatory overlooks the garden and holds potential as a utility room or additional relaxation area. Downstairs, there’s access to a cellar providing practical storage options. On the first floor, you'll find three bedrooms; two doubles with good light and one single that is perfect for various uses. The bathroom, currently accessed through one of the bedrooms, has all necessary amenities but could benefit from refurbishment. The sizeable rear garden awaits landscaping opportunities while also featuring convenient rear access via a pedestrian gate. Permit parking is available through the local authority. Positioned within easy reach of Cheltenham's town centre, Pittville Park, and local amenities, this property is perfectly situated for those seeking both convenience and investment potential.

Investment Analysis

(GL50 area)

Below Market Value

This property is priced -53.0% below area average per sq ft

-53.0%
Potential saving
This Property
£175/sq ft
Area Average
£373/sq ft
Avg Rent (weekly)
£287
Avg Yield
4.5%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£538,868
10% above area average per sq ft
Potential ROI
+99.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
28
Average per month
Market Turnover
10%
Properties sold annually

Local Market Trend (GL50)

Area prices are falling by +6.4% over the last 12 months
3 year growth: -6.7%
5 year growth: 8.6%
Investment Disclaimer: Analysis based on GL50 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St Pauls Street North, Cheltenham
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£843
Based on a loan of £172,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE