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Hill End Lane, St. Albans, Hertfordshire, AL4 - Image 1
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Hill End Lane, St. Albans, Hertfordshire, AL4 - Image 8
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Hill End Lane, St. Albans, Hertfordshire, AL4

East of England

£475,000
Listed on 12/12/2025

Property Details

Bedrooms
2
Type
Terraced house
Area
873 sqft

Description

This two-bedroom mid-terraced Railway Cottage presents an excellent opportunity for those looking to invest in a property with significant potential for enhancement. Conveniently located near local amenities, schools, and the Alban Way cycle path, it allows easy access to both the city centre and mainline train station. The flexible layout spans two levels, featuring a separate lounge and dining room on the ground floor, alongside a kitchen that can be modernised to your taste. Upstairs, there are two bedrooms and a family bathroom ready for refurbishment. The rear garden adds outdoor space, while the potential to convert the front garden into a driveway (subject to planning permission) could further increase value and convenience for future residents.

Investment Analysis

(AL4 area)

Below Market Value

This property is priced -9.3% below area average per sq ft

-9.3%
Potential saving
This Property
£544/sq ft
Area Average
£600/sq ft
Avg Rent (weekly)
£374
Avg Yield
3.0%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£15,000 - £25,000
Target Value
£575,988
10% above area average per sq ft
Potential ROI
+15.2%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
20
Average per month
Market Turnover
14%
Properties sold annually

Local Market Trend (AL4)

Area prices are rising by +4.2% over the last 12 months
3 year growth: 2.1%
5 year growth: 17.9%
Investment Disclaimer: Analysis based on AL4 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Hill End Lane, St. Albans, Hertfordshire, AL4
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,740
Based on a loan of £356,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE