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4 Little Swinton Farm Cottage, Coldstream, Scottish Borders, TD12 - Image 1
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4 Little Swinton Farm Cottage, Coldstream, Scottish Borders, TD12

Scotland

£175,000
Listed on 28/12/2025

Property Details

Bedrooms
2
Type
Terraced house
Area
969 sqft

Description

This single-storey, two-bedroom cottage presents a fantastic opportunity for those looking to renovate and personalize a property in a tranquil rural setting. The home features a practical layout that includes a cozy sitting room complete with an open fire, a dining area, and a straightforward kitchen arrangement. Access from the front hallway leads through to the rear hallway, connecting various parts of the home efficiently. The two spacious double bedrooms are complemented by a shower room and a large pantry/storage cupboard, providing ample storage solutions. An entrance vestibule adds convenience for managing outdoor gear. While the cottage requires modernizing, it allows potential buyers to create their ideal country retreat tailored to personal tastes and lifestyles. Externally, the private garden space and off-street parking enhance its appeal further. This property is particularly suitable for investors or homeowners keen on transforming it into a bespoke living space amidst scenic views and countryside charm.

Investment Analysis

(TD12 area)

Below Market Value

This property is priced -9.6% below area average per sq ft

-9.6%
Potential saving
This Property
£181/sq ft
Area Average
£200/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£15,000 - £25,000
Target Value
£212,967
10% above area average per sq ft
Potential ROI
+6.5%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
4
Average per month
Market Turnover
23%
Properties sold annually

Local Market Trend (TD12)

Area prices are rising by +5.6% over the last 12 months
3 year growth: 2.4%
5 year growth: 31.1%
Investment Disclaimer: Analysis based on TD12 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

4 Little Swinton Farm Cottage, Coldstream, Scottish Borders, TD12
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£641
Based on a loan of £131,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE