Borrowby, Thirsk
Yorkshire
£385,000
Listed on 30/09/2026
Listed on 30/09/2026
The listing
Property details
Bedrooms
2Type
CottageArea
2374 sqftFeatures
- Garden
- Parking
Description
Set beside Borrowby village green, this freehold property combines a two-bedroom cottage with a former chapel. The cottage has an entrance hall, two reception rooms with fireplaces, a kitchen with dining space and a rear lobby opening to the garden. Upstairs are two bedrooms and a bathroom with a coloured suite. The cottage has secondary glazing, oil-fired heating and an EPC rating of E.
The chapel is not listed, while the cottage is listed. The chapel includes a large central space with feature windows, exposed beams, timber flooring, pews and a raised area, as well as a side room and a kitchen area. The listing presents the buildings as a renovation or development opportunity, including the possibility of a home and business use. Any proposed changes would need appropriate checks, particularly given the cottage’s listed status.
Outside, the garden includes outbuildings, a shed and greenhouse, with space for an oil tank and boiler. Vehicle access runs alongside the cottage, and the listing also notes parking at the front. Borrowby is described as having links to the A19, with York and Northallerton around five miles to the north-west.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
72out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £385,000, this distinctive stone cottage-and-chapel property is priced at about £162/sq ft, well below the local average of £286/sq ft—a strong acquisition opportunity for someone ready to take on the works. The cottage’s beams and fireplaces, alongside the chapel’s twin-arch entrance, pews and striking interior, give the project plenty of character to work with. The guide here is the asking price, and the eventual purchase price may differ.
Key opportunities
- Rework the chapel’s large, distinctive interior around its feature windows, timber details and retained pews, subject to any necessary permissions.
- Refresh the cottage while preserving its exposed beams and fireplaces; the dated kitchen and bathroom, worn flooring and decoration provide clear improvement opportunities.
- Clear and improve the overgrown garden, making better use of the outbuildings, greenhouse and vehicle access.
Key risks
- The chapel’s extensive ceiling staining or flaking needs investigation, and a visible crack in a bedroom wall has an unestablished cause.
- The combination of deteriorated chapel finishes, worn cottage interiors and an overgrown garden makes this a substantial works programme, not a cosmetic refresh; allow for the £42,000–£78,000 renovation range and time to coordinate the project.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,454
Based on a loan of £288,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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