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Westgate Terrace, Whitstable

South East

£699,995
Listed on 27/11/2025

Property Details

Bedrooms
4
Type
Detached house
Area
1625 sqft

Description

This distinctive detached Edwardian residence is ideally located near Whitstable Harbour, offering a blend of coastal charm and urban convenience. Spanning three floors, the property boasts generous living spaces, including a spacious sitting room and an expansive kitchen/diner that invites customization. The double plot features a wrap-around garden with potential for additional off-street parking and even further extension possibilities subject to planning permission. The layout includes a master bedroom with an enclosed balcony, three additional bedrooms, and multiple bathrooms, providing ample scope for modernizing to enhance functionality. This property represents a compelling opportunity for investors or homeowners looking to capitalize on its renovation potential in a sought-after area.

Investment Analysis

(CT5 area)

Below Market Value

This property is priced -0.3% below area average per sq ft

-0.3%
Potential saving
This Property
£431/sq ft
Area Average
£432/sq ft
Avg Rent (weekly)
£300
Avg Yield
3.8%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£60,000 - £90,000
Target Value
£772,200
10% above area average per sq ft
Potential ROI
-2.3%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
38
Average per month
Market Turnover
10%
Properties sold annually

Local Market Trend (CT5)

Area prices are falling by +4.4% over the last 12 months
3 year growth: -7.8%
5 year growth: 5.2%
Investment Disclaimer: Analysis based on CT5 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Westgate Terrace, Whitstable
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£2,564
Based on a loan of £524,996 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE