Westminster Road, Morecambe
North West
£139,950
Listed on 09/10/2026
Listed on 09/10/2026
The listing
Property details
Bedrooms
5Type
HouseFeatures
- Garden
Description
This five-bedroom terraced house in Morecambe is arranged over three floors. The ground floor has an entrance hall, two reception rooms, a kitchen, utility room and shower room. Two bedrooms and the family bathroom are on the first floor, with three further bedrooms on the second floor. At the rear, an enclosed yard has boundary walls and gated access. The property offers a substantial amount of accommodation, with scope for a purchaser to update it to suit their requirements.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
49out of 100
Grade ELow opportunity
Confidence: LOW
The five-bedroom, three-level layout, with two reception rooms and an enclosed rear yard, gives this Morecambe house plenty of scope for a substantial transformation. The photos show dated finishes, worn carpets and wall staining or damage in several areas, alongside a tired kitchen, wet rooms and yard; there is room to rework the finishes and improve the outdoor space. The renovation range is £35,000–£65,000, so this is a meaningful project rather than a light refresh.
The score is 49/100, grade E: the property has good fundamentals and location, but the overall opportunity is limited by the condition and incomplete value picture. Floor area is missing, so value versus local £/sqf cannot yet be judged; the purchase price plus renovation midpoint is about £189,950, but without floor area or a stated GDV, the resale economics remain unclear.
Key opportunities
- Use the five-bedroom, three-level layout and two reception rooms as the basis for a whole-house redesign and finish upgrade.
- Refresh the dated kitchen and wet rooms, with scope to choose new fittings and finishes suited to the intended use.
- Improve the enclosed rear yard by tackling worn paving, plant growth and peeling finishes.
Key risks
- The £35,000–£65,000 works range, with worn finishes and wall damage or staining across several areas, calls for a substantial budget and programme rather than a cosmetic refresh.
- Wall staining and damaged finishes appear in several areas; the photos do not establish the cause, so this may need investigation.
- Floor area is missing, leaving value versus local £/sqf and the resale economics unjudged.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£529
Based on a loan of £104,962 over 30 years at 4.45% interest
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