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St. Bartholomews Terrace, Rochester

South East

£295,000
Listed on 31/12/2025

Property Details

Bedrooms
2
Type
Terraced house
Area
894 sqft

Description

This charming period cottage presents a unique opportunity for both comfortable living and potential renovation. Nestled in a quiet cul-de-sac, the property is conveniently located within walking distance of Rochester's historic High Street, which offers a variety of shops, restaurants, and scenic riverside views. Featuring two well-proportioned double bedrooms and an upstairs bathroom, this home retains many original character features that can be accentuated with thoughtful updates. Recent upgrades include new windows and shutters, while the log burner adds a cosy touch to the living space. The ground floor layout includes an inviting entrance hallway leading to a lounge and dining room, as well as access to a basement that could serve various purposes if renovated. The compact kitchen opens out to the established garden—offering an attractive outdoor space with potential for expansion into the rear outbuilding or even the addition of a conservatory (subject to permissions). The spacious first floor landing also provides access to a loft area, highlighting additional possibilities for further accommodation. With good local amenities and excellent transport links to London St Pancras via nearby train stations, this property is not only ready for immediate occupation but also comes with ample potential for future enhancement. Prospective buyers who appreciate character homes will find significant investment opportunities here.

Investment Analysis

(ME1 area)

Below Market Value

This property is priced -8.3% below area average per sq ft

-8.3%
Potential saving
This Property
£330/sq ft
Area Average
£360/sq ft
Avg Rent (weekly)
£287
Avg Yield
4.5%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£353,778
10% above area average per sq ft
Potential ROI
+5.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
32
Average per month
Market Turnover
21%
Properties sold annually

Local Market Trend (ME1)

Area prices are stable by +1.8% over the last 12 months
3 year growth: -0.7%
5 year growth: +5.7%
Investment Disclaimer: Analysis based on ME1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. Bartholomews Terrace, Rochester
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£1,064
Based on a loan of £221,250 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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