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St. Bartholomews Terrace, Rochester

South East

£295,000
Listed on 07/11/2025

Property Details

Bedrooms
2
Type
Terraced house
Area
894 sqft

Description

This charming period cottage, quietly situated in a cul-de-sac, presents a unique opportunity for renovation and investment potential while offering immediate comfort. With two spacious double bedrooms and an upstairs bathroom, the property combines original character features with modern updates, including recently installed windows and shutters. The internal layout features an inviting entrance hallway that leads to a cozy lounge complete with an original fireplace and built-in shelving. Adjacent is a dining room that benefits from a new log burner and offers direct access to a basement space, currently used for storage but ripe for conversion into functional living space, such as a home office or play area. At the back of the home, the kitchen features practical white cabinetry and provides access to a low-maintenance garden. An outbuilding houses essential utilities but also holds promise for future expansion possibilities—whether it’s transforming it into part of a kitchen extension or adding a downstairs WC, subject to standard approvals. The first floor boasts two well-proportioned double bedrooms, both with attractive sash windows and ample natural light. The loft area is another highlight, offering potential for further accommodation through conversion—an appealing option that many homeowners on this street have pursued. The established garden offers both hard standing space suitable for outdoor dining or relaxation, alongside lush greenery in the walled section—a tranquil retreat benefiting from south-facing sunlight throughout the day. Located within walking distance of Rochester's historic High Street, you'll find an array of shops, restaurants, and cultural sites like the Norman castle and cathedral. Convenient transport links are also nearby; both Rochester and Chatham train stations provide easy access to London in approximately 35 minutes. Additionally, reputable local schools enhance this property's appeal to families. While this cottage is ready to move into as-is, its combination of historical charm and renovation potential makes it an attractive investment opportunity for those looking to add value over time.

Investment Analysis

(ME1 area)

Below Market Value

This property is priced -8.6% below area average per sq ft

-8.6%
Potential saving
This Property
£330/sq ft
Area Average
£361/sq ft
Avg Rent (weekly)
£297
Avg Yield
4.7%

Renovation Potential

Light Refurb
Est. Renovation Cost
£10,000 - £20,000
Target Value
£354,860
10% above area average per sq ft
Potential ROI
+12.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
32
Average per month
Market Turnover
17%
Properties sold annually

Local Market Trend (ME1)

Area prices are stable by +1.4% over the last 12 months
3 year growth: 0.5%
5 year growth: 7.6%
Investment Disclaimer: Analysis based on ME1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. Bartholomews Terrace, Rochester
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,081
Based on a loan of £221,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE