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Birch Lane, Stock, CM4 9NA

East of England

£950,000
Listed on 30/10/2025

Property Details

Bedrooms
4
Type
Detached house
Area
1604 sqft

Description

This property offers a unique opportunity for renovation or redevelopment in a desirable area that combines the charm of village life with convenient access to urban amenities. With four bedrooms, the existing timber-framed bungalow presents considerable potential for those looking to invest in real estate. Situated on a generous plot measuring approximately 43 meters deep and 19 meters wide, this residence allows for various options. Homeowners can opt for a comprehensive refurbishment of the current layout, or pursue plans to construct a larger dwelling, contingent upon obtaining necessary planning approval from Chelmsford Council. The south-facing garden is adorned with an assortment of trees and shrubs, providing a tranquil outdoor space, while the property also includes a detached garage and an in-and-out driveway. The surrounding Stock and Ingatestone region enhances the appeal of this location. Stock is characterized by its scenic common areas and historic sites, such as the iconic windmill. Residents enjoy access to local amenities including several public houses—The Harvard Inn, The Hoop, The Bear, and The Bakers Arms—as well as Greenwoods Spa and Hotel nearby. Ingatestone’s excellent transport links make it particularly attractive for commuters seeking easy access to major hubs. This property not only represents a comfortable living space but also serves as an investment opportunity ripe for development. Whether you choose to renovate or rebuild, the combination of location and potential makes this property worth considering for forward-thinking buyers.

Investment Analysis

(CM4 area)

Above Market Value

This property is priced +16.4% above area average per sq ft

+16.4%
This Property
£592/sq ft
Area Average
£509/sq ft
Avg Rent (weekly)
£366
Avg Yield
2.7%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£60,000 - £120,000
Target Value
£897,903
10% above area average per sq ft
Potential ROI
-16.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
10
Average per month
Market Turnover
9%
Properties sold annually

Local Market Trend (CM4)

Area prices are falling by +3.3% over the last 12 months
3 year growth: -5.6%
5 year growth: 7.8%
Investment Disclaimer: Analysis based on CM4 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Birch Lane, Stock, CM4 9NA
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£3,480
Based on a loan of £712,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE