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Main Street, Spittal

Scotland

£210,000
Listed on 29/10/2025

Property Details

Bedrooms
4
Type
Terraced house
Area
1281 sqft

Description

This stone-built terraced house is situated in the vibrant area of Spittal, just a short stroll from the beach and promenade. While the property showcases many original features, it is in need of modernisation, presenting an excellent opportunity for renovation or investment. The potential to enhance this space into a lovely family home or holiday retreat is significant, particularly given its desirable location. The interior layout includes a spacious sitting room that captures natural light and a generously sized dining room featuring double French doors leading to the enclosed garden. The adjoining kitchen offers ample worktop space and could easily be updated to suit contemporary tastes. A utility room and wet room are also conveniently located on the ground floor. Upstairs, you will find four bedrooms, providing versatility for family living or workspace needs. One of the bedrooms could serve as an ideal study or home office. Notably, one of the rear-facing bedrooms boasts views of the sea, adding to the charm of this property. The outdoor space includes a private garden with mature shrubs and dedicated seating areas, perfect for relaxation. Additionally, there's a substantial storage shed that can be useful for gardening tools or outdoor furniture. The benefits of investing in this property are enhanced by its prime location in Spittal—a sought-after area known for its community feel and proximity to recreational amenities. With gas central heating and double glazing already installed, foundational aspects are covered while offering plenty of scope for personalisation and upgrades. This property represents not only a chance to create your own ideal living space but also an investment in an area with strong appeal. Whether you aim to renovate it for personal use or as a rental opportunity, this house offers considerable potential in a desirable coastal town setting.

Investment Analysis

(TD15 area)

Below Market Value

This property is priced -19.8% below area average per sq ft

-19.8%
Potential saving
This Property
£164/sq ft
Area Average
£205/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£288,161
10% above area average per sq ft
Potential ROI
+15.3%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
20
Average per month
Market Turnover
25%
Properties sold annually

Local Market Trend (TD15)

Area prices are falling by +2.2% over the last 12 months
3 year growth: -2.8%
5 year growth: 21.6%
Investment Disclaimer: Analysis based on TD15 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Main Street, Spittal
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£769
Based on a loan of £157,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE