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Belmont Road, Sutton, SM2

Yorkshire

£450,000
Listed on 26/10/2025

Property Details

Bedrooms
3
Type
Terraced house
Area
1137 sqft

Description

This charming Victorian cottage offers a unique opportunity for renovation and investment in the desirable Belmont Village. Located within close proximity to Avenue Primary School and Harris Academy, the property is ideally situated for families and professionals seeking convenience with local amenities. The ground floor features a welcoming entrance hall that leads to two spacious reception rooms: a living room measuring 14'5" x 12'2" and a dining room at 11'3" x 10'10". The rear kitchen, sized at 11'2" x 8'10", overlooks a west-facing garden, providing a serene outdoor space with potential for landscaping or garden enhancements. On the first floor, you'll find two generously sized bedrooms (14'5" x 10'10" and 12'7" x 8'10") along with an independent family bathroom measuring 11'2" x 8'10". Access to a loft room located via a spiral staircase provides additional versatility; this area measures 16'5" x 9'2", offering the possibility of being transformed into a study, playroom, or additional bedroom. Significantly, the property comes with planning permission approved for both ground and loft extensions, making it an ideal candidate for those looking to expand their living space or enhance its value further. With gas central heating already in place and a west-facing garden ready for your personal touch, this cottage represents an excellent investment opportunity in an attractive locale.

Investment Analysis

(SM2 area)

Below Market Value

This property is priced -21.9% below area average per sq ft

-21.9%
Potential saving
This Property
£396/sq ft
Area Average
£507/sq ft
Avg Rent (weekly)
£363
Avg Yield
4.4%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£633,855
10% above area average per sq ft
Potential ROI
+29.4%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
19
Average per month
Market Turnover
13%
Properties sold annually

Local Market Trend (SM2)

Area prices are falling by +16.2% over the last 12 months
3 year growth: -6.3%
5 year growth: -4.1%
Investment Disclaimer: Analysis based on SM2 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Belmont Road, Sutton, SM2
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,648
Based on a loan of £337,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE