Worst House on the Street Logo
Smarts Lane, Loughton, IG10 - Image 1
Smarts Lane, Loughton, IG10 - Image 2
Smarts Lane, Loughton, IG10 - Image 3
Smarts Lane, Loughton, IG10 - Image 4
Smarts Lane, Loughton, IG10 - Image 5
Smarts Lane, Loughton, IG10 - Image 6
Smarts Lane, Loughton, IG10 - Image 7
Smarts Lane, Loughton, IG10 - Image 8
Smarts Lane, Loughton, IG10 - Image 9
Smarts Lane, Loughton, IG10 - Image 10
Smarts Lane, Loughton, IG10 - Image 11

Smarts Lane, Loughton, IG10

London

£500,000
Listed on 22/10/2025

Property Details

Bedrooms
2
Type
Terraced house
Area
702 sqft

Description

This charming two-bedroom Victorian terrace is ideally situated just a short walk from Loughton High Street and the local train station, making it an excellent opportunity for first-time buyers and investors alike. With no onward chain, this property offers a seamless transition into homeownership or investment. The location is highly desirable, surrounded by the vibrant offerings of Loughton. Nearby amenities include an M&S Foodhall and GAIL’s Bakery, providing convenient shopping options. For those who enjoy outdoor activities, Epping Forest is just moments away, presenting a picturesque backdrop for weekend strolls. Inside, the traditional "two up, two down" layout features a comfortable front sitting room that leads into a separate dining space. The ground floor also houses a family bathroom and a kitchen, which opens out to a low-maintenance rear garden—an ideal spot for enjoying some fresh air or gardening. The upstairs consists of two well-proportioned double bedrooms, each featuring cozy carpeting. The garden presents an exciting blank canvas with considerable potential for personalization. Whether you envision creating a serene outdoor retreat or an entertaining space, the possibilities are endless. Additionally, rear gate access adds convenience to the outdoor area. Loughton’s lively atmosphere is complemented by its excellent transport links via the Central Line, making commutes to central London straightforward. This property not only stands as a welcoming residence but also represents solid investment potential in one of Essex's most sought-after areas.

Investment Analysis

(IG10 area)

Above Market Value

This property is priced +26.6% above area average per sq ft

+26.6%
This Property
£712/sq ft
Area Average
£563/sq ft
Avg Rent (weekly)
£444
Avg Yield
4.2%

Renovation Potential

Light Refurb
Est. Renovation Cost
£10,000 - £20,000
Target Value
£434,517
10% above area average per sq ft
Potential ROI
-16.4%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
34
Average per month
Market Turnover
19%
Properties sold annually

Local Market Trend (IG10)

Area prices are rising by +7.1% over the last 12 months
3 year growth: 4.6%
5 year growth: 10.9%
Investment Disclaimer: Analysis based on IG10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Smarts Lane, Loughton, IG10
Loading map...

Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,832
Based on a loan of £375,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Next Steps

Explore services to help you with this property purchase.

Need a survey for this property?

Book a professional assessment to identify potential issues and property condition

RICS qualified surveyors

Need a mortgage for this property?

Explore personalised financing options tailored to this property

No obligation, free consultation

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE