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Plough Lane, Whitstable,

South East

£295,000
Listed on 20/10/2025

Property Details

Bedrooms
2
Type
Detached house
Area
727 sqft

Description

This semi-detached home presents an excellent opportunity for those looking to invest in the burgeoning Swalecliffe area of coastal Whitstable. With its generous driveway and expansive rear garden, the property is well-positioned for further development and renovation, catering to both personal preferences and market demands. Inside, you will find a spacious sitting room featuring a log burner that adds a welcoming touch. The kitchen flows into a practical side conservatory that serves as a utility room, enhancing functionality. Two sizable double bedrooms and a bathroom complete the accommodation, providing comfortable living spaces that could benefit from modern updates. The true potential of this property lies in the ample space available for expansion. With thoughtful renovations or extensions (subject to local planning permissions), there are significant possibilities to enhance both liveability and resale value. Nestled within an established residential community, the location offers convenient access to essential amenities including shops, a village store, newsagents, and eateries. Moreover, residents are just a short walk away from Long Rock beach and the Nature Reserve, making it an attractive spot for nature enthusiasts. Transportation options are plentiful with Chestfield & Swalecliffe train station nearby, providing direct access to central London. Local bus services also facilitate easy travel to Whitstable town center and Canterbury's historic Cathedral City. This property not only offers immediate comfort but also represents a sound investment opportunity in a desirable coastal area.

Investment Analysis

(CT5 area)

Below Market Value

This property is priced -5.0% below area average per sq ft

-5.0%
Potential saving
This Property
£406/sq ft
Area Average
£427/sq ft
Avg Rent (weekly)
£304
Avg Yield
3.7%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £60,000
Target Value
£341,752
10% above area average per sq ft
Potential ROI
-3.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
33
Average per month
Market Turnover
16%
Properties sold annually

Local Market Trend (CT5)

Area prices are falling by +4.8% over the last 12 months
3 year growth: -7.2%
5 year growth: 4.3%
Investment Disclaimer: Analysis based on CT5 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Plough Lane, Whitstable,
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,081
Based on a loan of £221,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE