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Bernard Street, St Albans, AL3

East of England

£700,000
Listed on 20/10/2025

Property Details

Bedrooms
2
Type
Semi-detached house
Area
755 sqft

Description

This charming brick residence is situated in a desirable Conservation Area characterized by its attractive period architecture, offering a tranquil setting set back from the road. A short path leads to the inviting front entrance, which opens to a dual-aspect reception room. This living space features an exposed brick fireplace with a wood-burning stove, creating a cozy atmosphere, and it offers ample space for dining at the rear. The kitchen is bright and functional, equipped with stylish cabinetry and several integrated appliances. A door from the kitchen leads directly to the garden, enhancing indoor-outdoor connectivity. Upstairs, you'll find two bedrooms, including the larger one featuring fitted storage and a decorative fireplace that adds character. The family bathroom is generously sized, complete with both a freestanding bath and shower facilities. Additionally, the loft area currently serves as useful storage but presents potential for future expansion subject to obtaining necessary approvals. The west-facing rear garden has been thoughtfully landscaped with paved seating areas and planted beds, providing a pleasant outdoor retreat. A separate Garden Room offers additional versatility for use as an office or studio space. A side passageway grants convenient access to the street. Located within the Garden Fields Conservation Area, this property benefits from its proximity to St Albans' extensive amenities and well-regarded schools within walking distance. Furthermore, it is under a mile from the mainline station, making it an attractive option for commuters. This home not only provides comfortable living but also showcases significant renovation potential that could enhance value over time. Whether for personal use or as an investment opportunity, this property promises versatility in both lifestyle and future development possibilities.

Investment Analysis

(AL3 area)

Above Market Value

This property is priced +57.0% above area average per sq ft

+57.0%
This Property
£927/sq ft
Area Average
£591/sq ft
Avg Rent (weekly)
£449
Avg Yield
3.6%

Renovation Potential

Light Refurb
Est. Renovation Cost
£10,000 - £20,000
Target Value
£490,576
10% above area average per sq ft
Potential ROI
-31.9%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
22
Average per month
Market Turnover
15%
Properties sold annually

Local Market Trend (AL3)

Area prices are rising by +6.1% over the last 12 months
3 year growth: 3.6%
5 year growth: 14.4%
Investment Disclaimer: Analysis based on AL3 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Bernard Street, St Albans, AL3
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£2,564
Based on a loan of £525,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE