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St. James Terrace, Birchington, Kent, CT7

South East

£230,000
Listed on 01/12/2025

Property Details

Bedrooms
2
Type
Terraced house
Area
961 sqft

Description

This charming two-bedroom period property in Birchington offers a promising canvas for those looking to invest in a home with character and significant renovation potential. Situated on St James Terrace, the house boasts a desirable west-facing garden, complete with side and rear access, perfect for outdoor enhancements. The traditional layout features a separate lounge at the front, an inviting dining room for gatherings, and a functional kitchen that leads directly into a conservatory, providing access to the sunny garden. The upper floor hosts two spacious double bedrooms along with a well-sized shower room. An added bonus is the cellar, which not only provides ample storage but also presents potential for conversion into additional living space (subject to local planning permissions). With no forward chain and strong foundational elements, this property invites buyers to inject their personal style while capitalising on its structural integrity. Ideally located close to local amenities, schools, and transport links, it serves as an excellent investment opportunity in an attractive coastal area.

Investment Analysis

(CT7 area)

Below Market Value

This property is priced -30.9% below area average per sq ft

-30.9%
Potential saving
This Property
£239/sq ft
Area Average
£346/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£366,074
10% above area average per sq ft
Potential ROI
+35.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
18
Average per month
Market Turnover
28%
Properties sold annually

Local Market Trend (CT7)

Area prices are stable by +0.8% over the last 12 months
3 year growth: -8.7%
5 year growth: +16.6%
Investment Disclaimer: Analysis based on CT7 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. James Terrace, Birchington, Kent, CT7
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£830
Based on a loan of £172,500 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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