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St. Stephens Avenue, ST. ALBANS, AL3

East of England

£1,200,000
Listed on 09/10/2025

Property Details

Bedrooms
3
Type
Detached house
Area
1042 sqft

Description

This detached three-bedroom family home in St Stephens offers a promising canvas for renovation and investment. Nestled in a desirable location, it is conveniently situated within walking distance of reputable state and private schools, the historic Verulamium Park, and the vibrant city center. The property features well-maintained accommodation spread over two floors. Upon entry, you’ll find a porch that leads into a dining room connected to a sitting room and a kitchen/breakfast area, along with a convenient ground-floor cloakroom. The first floor accommodates three bedrooms, complemented by a family bathroom. Outside, the substantial rear garden presents an opportunity for landscaping or expansion, featuring a private seating area, summer house, greenhouse, and storage shed. This outdoor space is primarily laid to lawn, bordered by mature shrubs and fencing for added privacy. The property is set back from the road and benefits from a generous front yard with a driveway offering ample off-street parking. Additionally, there’s a detached garage and further storage options available. There is significant potential for extension or development (subject to planning permission), which could enhance both living space and value. With no upper chain involved, this home invites immediate consideration for those looking to make their mark. St Stephens itself boasts excellent transport links; it provides easy access to major routes including the M25 at junction 21A and the M1 at junction 6. Commuters will appreciate the quick train services from nearby St Albans city station to St Pancras International—ideal for travel into London—and there are also connections from Abbey Station to Watford Junction for direct services into Euston. Local amenities include a variety of shops in the city center as well as Waitrose food hall just minutes away. St Albans is rich in history with its Roman heritage visible throughout the city and offers an array of dining options, cafes, and bars. Nearby Verulamium Park spans approximately 100 acres of picturesque parkland with leisure facilities to enjoy. Families will benefit from an excellent selection of schooling options in both the state and private sectors. The surrounding countryside further enhances this location's appeal with opportunities for walking, riding, various golf courses, leisure centers, and numerous sites of historical interest—making this property not just a home but also an attractive investment opportunity.

Investment Analysis

(AL3 area)

Above Market Value

This property is priced +95.0% above area average per sq ft

+95.0%
This Property
£1,152/sq ft
Area Average
£591/sq ft
Avg Rent (weekly)
£449
Avg Yield
3.6%

Renovation Potential

Light Refurb
Est. Renovation Cost
£15,000 - £30,000
Target Value
£677,060
10% above area average per sq ft
Potential ROI
-45.0%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
22
Average per month
Market Turnover
15%
Properties sold annually

Local Market Trend (AL3)

Area prices are rising by +6.1% over the last 12 months
3 year growth: 3.6%
5 year growth: 14.4%
Investment Disclaimer: Analysis based on AL3 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. Stephens Avenue, ST. ALBANS, AL3
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£4,396
Based on a loan of £900,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE