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Hartley, Kirkby Stephen, CA17

North East

£220,000
Listed on 21/10/2025

Property Details

Bedrooms
4
Type
Detached house

Description

This double-fronted cottage offers a unique opportunity for renovation in the idyllic village of Hartley. With four bedrooms and several spacious living areas, this property is brimming with character and potential. The layout includes an entrance porch that leads to a generous lounge, a second reception room, and a dining kitchen that retains room for improvement. The kitchen features wall and base units, along with space for modern appliances, making it an ideal project for those looking to personalize their cooking space. The accommodations include three well-sized double bedrooms and a smaller fourth bedroom, which could also serve as an office or study. The family bathroom is equipped with essential fixtures but presents an opportunity for updating according to modern tastes. Natural light fills the rooms through UPVC double glazed sash-style windows, creating a welcoming atmosphere throughout. Outside, the property boasts a substantial lawned garden at the rear, complete with an outbuilding and an additional WC. This outdoor space not only enhances the property's appeal but also offers potential for landscaping or further development. Nestled in Hartley within the scenic Eden Valley, the location provides easy access to natural walking paths and is just half a mile from Kirby Stephen—offering various local amenities such as shops, restaurants, pubs, schools, and healthcare facilities. The quiet charm of the village combined with proximity to these conveniences makes this property particularly attractive for investors or families looking to create their dream home. With no onward chain attached, this cottage is ready for a new owner to explore its full potential—viewing is highly recommended to appreciate all it has to offer. The property’s freehold status adds further appeal for those considering future renovations or investment opportunities.

Investment Analysis

(CA17 area)
Area Average
£228/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£60,000 - £90,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
3
Average per month
Market Turnover
7%
Properties sold annually

Local Market Trend (CA17)

Area prices are rising by +9.2% over the last 12 months
3 year growth: 14.6%
5 year growth: 35.3%
Investment Disclaimer: Analysis based on CA17 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Hartley, Kirkby Stephen, CA17
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Mortgage Calculator

£
£
£
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%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£806
Based on a loan of £165,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE