Church Road, St. Annes, Lytham St. Annes, Lancashire
North West
£160,000
Listed on 04/09/2026
Listed on 04/09/2026
The listing
Property details
Bedrooms
3Type
TerracedFeatures
- Garden
Description
This three-bedroom mid-terraced house has two reception rooms, a kitchen and a shower room, with gardens at both the front and rear. The ground floor includes an entrance hall, a front living room opening through to a rear sitting or dining room, and a long, narrow kitchen with fitted units, cooker space and sliding doors to the garden. Upstairs are three bedrooms and a shower room. The listing describes the property as requiring modernisation, offering scope for a buyer to update the accommodation. The rear garden includes a patio and lawn, with two sheds and access to a rear service road. Schools and local amenities are nearby.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
52out of 100
Grade DWeak opportunity
Confidence: LOW
This three-bedroom terrace offers a straightforward light-refresh project, with two reception areas, a usable shower room and a private rear garden with patio and established planting. The dated finishes, narrow galley kitchen and overgrown sections of the garden give a buyer scope to modernise and put their own stamp on the home, while the visible rooms appear usable and show no obvious major internal damage.
At £160,000, value against local £/sq ft cannot yet be judged because the floor area is missing. The overall WHOTS score is 52/100, grade D: the project has practical appeal, but the available information does not establish its value relative to local sales.
Key opportunities
- Refresh the dated reception-room décor and older floor coverings to give the two living spaces a more current feel.
- Update the narrow galley kitchen, with scope to improve its basic fittings and make better use of the long layout.
- Clear and maintain the rear garden and storage area, making more of the patio, lawn and established planting.
Key risks
None recorded.
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Transport
Nearest stations
St Annes-on-the-Sea Rail Station
0.5 miles
Train · St Annes
Ansdell & Fairhaven Rail Station
1.4 miles
Train · Ansdell
Squires Gate Rail Station
2.0 miles
Train · Squires Gate
Starr Gate (Blackpool Tramway)
2.2 miles
Tram · Squires Gate
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£604
Based on a loan of £120,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Stamp duty calculator
Indicative tax based on the asking price and the options you select.
Pricing
Price history
-5.9% since listed
£160,000£10,000(-5.9%)
17/09/2026£170,000Initial listing
12/10/2025Services
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