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Bank Cottage, Bowness-On-Solway, CA7

North East

£335,000
Listed on 29/12/2025

Property Details

Bedrooms
2
Type
Detached house

Description

Bank Cottage offers a unique opportunity for those looking to invest in a property with character and renovation potential. Nestled within beautifully landscaped gardens, this charming home boasts stunning views over the Solway Firth and includes a detached stone barn ripe for conversion. The property, originally constructed in the 1800s, has undergone various refurbishments but still presents areas where improvements can enhance its value and appeal. The interior welcomes natural light throughout its open-plan living and dining area, characterized by exposed beams and an impressive inglenook fireplace equipped with a multi-fuel stove. The kitchen features modern timber worksurfaces alongside traditional aesthetics, complete with a SMEG range cooker. The two double bedrooms provide comfortable accommodation; the principal suite offers a private balcony along with a luxurious bathroom that encompasses both relaxation and modern amenities. The outdoor space is designed for low maintenance while remaining inviting for leisure activities or entertaining guests. The patio area is complemented by a hot tub, creating an appealing retreat outdoors. The stone barn adds significant value as it holds potential for various uses—be it as additional storage, an office space, or perhaps even an annexe or holiday let (subject to necessary permissions). This property not only serves as a delightful residence but also harbors substantial investment possibilities due to its location in the picturesque village of Bowness-on-Solway. With energy efficiency measures such as double glazing and LPG gas heating already in place, Bank Cottage balances comfort with practical living costs, making it both a cozy home and an astute investment choice. Ideally suited for those eager to add their personal touch while capitalizing on the property's inherent charm.

Investment Analysis

(CA7 area)
Area Average
£201/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
19
Average per month
Market Turnover
12%
Properties sold annually

Local Market Trend (CA7)

Area prices are rising by +4.2% over the last 12 months
3 year growth: 9.5%
5 year growth: 13.3%
Investment Disclaimer: Analysis based on CA7 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Bank Cottage, Bowness-On-Solway, CA7
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,227
Based on a loan of £251,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE