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St. James Gardens, Westcliff-on-Sea, Essex, SS0

East of England

£650,000
Listed on 31/12/2025

Property Details

Bedrooms
2
Type
Detached house
Area
1475 sqft

Description

This charming two-bedroom detached chalet bungalow is nestled in the desirable area of St. James Gardens, offering considerable redevelopment potential (subject to planning consent). The property features a spacious 26’ bay-fronted living/dining room and a contemporary kitchen with an adjoining conservatory that opens to a well-kept rear garden. Additional highlights include two en-suite bedrooms, an office space, and off-street parking alongside a garage. With proximity to excellent local schools, parks, shops, and transport links, this property presents a unique opportunity for investors or homeowners looking to create their dream living space. Renovation efforts could unlock further value in this characterful home, making it an appealing prospect in today's market.

Investment Analysis

(SS0 area)

Above Market Value

This property is priced +24.4% above area average per sq ft

+24.4%
This Property
£441/sq ft
Area Average
£354/sq ft
Avg Rent (weekly)
£264
Avg Yield
4.4%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£40,000 - £65,000
Target Value
£574,608
10% above area average per sq ft
Potential ROI
-19.6%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
43
Average per month
Market Turnover
13%
Properties sold annually

Local Market Trend (SS0)

Area prices are rising by +8.7% over the last 12 months
3 year growth: 2.9%
5 year growth: 14.8%
Investment Disclaimer: Analysis based on SS0 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. James Gardens, Westcliff-on-Sea, Essex, SS0
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£2,381
Based on a loan of £487,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE