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Napier Street, Cardigan, Ceredigion, SA43

Wales

£250,000
Listed on 05/10/2025

Property Details

Bedrooms
4
Type
Semi-detached house

Description

This spacious four-bedroom family home is situated in a highly desirable location, just a short walk from the town center. The property presents a unique opportunity for buyers looking to invest or renovate, with plenty of potential to enhance its already substantial living space. Upon entering, you are greeted by an inviting entrance hall featuring parquet flooring that extends into several ground floor rooms. The ground floor comprises two well-sized reception areas; the lounge includes a gas fire and ample room for relaxation, while the dining room is ideal for family gatherings. The kitchen, complete with basic units and an extractor fan, is ready for updates and opens into a rear conservatory that serves as a cozy seating area. The first floor houses four bedrooms, each offering built-in wardrobes and varying dimensions to accommodate families of different needs. Bedroom three features access to the roof above the old garage, presenting possibilities for further enhancement or conversion. A modified bathroom with wet room styling adds convenience on this level, alongside an additional cloakroom. Another significant aspect of this property is the self-contained flat that was previously rented out, providing an excellent opportunity for supplementary income or as a separate office space for those looking to work from home. This flat includes essential amenities such as a shower and toilet. Outside, there is ample parking available for up to three vehicles along with a utility room equipped with plumbing for laundry appliances. The garage has been repurposed as a workshop but retains its potential as secure vehicle storage or further development. The outdoor spaces include a low-maintenance front garden and a back area finished with resin-style paving—ideal for enjoying the outdoors without excessive upkeep. While some updating is required throughout the property, it is move-in ready and offers no onward chain, making it an attractive proposition for both families seeking their next home and investors looking to capitalize on its renovation potential in this sought-after location. Viewing is strongly recommended to appreciate what this property has to offer.

Investment Analysis

(SA43 area)
Area Average
£240/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
10
Average per month
Market Turnover
9%
Properties sold annually

Local Market Trend (SA43)

Area prices are falling by +4.3% over the last 12 months
3 year growth: -9.9%
5 year growth: 23.2%
Investment Disclaimer: Analysis based on SA43 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Napier Street, Cardigan, Ceredigion, SA43
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£916
Based on a loan of £187,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE