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2 & 3 Upper Deerplay, Mill Bank HX6 3EB

Yorkshire

£240,000
Listed on 14/10/2025

Property Details

Bedrooms
3
Type
Terraced house
Area
1948 sqft

Description

This spacious cottage, originally configured as two dwellings, is located in a serene setting on the outskirts of Mill Bank, offering expansive views of the surrounding countryside towards Norland. The property presents an excellent opportunity for renovation, allowing for the transformation into a wonderful family home. With accommodation spread over three levels, the layout includes two reception rooms, a kitchen, utility room, three bedrooms, study (or dressing room), bathroom, separate shower room, and two cellar storage areas. The potential for reconfiguration and modernisation is significant; the generous spaces could easily be tailored to meet contemporary living standards while retaining character. The exterior features a small rear garden accessible through neighboring land and provides off-street parking for two vehicles at the front. The absence of a chain simplifies the purchase process for prospective buyers. Internally, the ground floor greets you with a hallway leading to two inviting reception areas, including a living/dining room with built-in cupboards and a gas fireplace. The galley-style kitchen has basic units and connects seamlessly to a utility space equipped with a porcelain sink. Both rooms provide access to cellars that offer additional storage options. On the first floor are two spacious double bedrooms and one single bedroom—all benefiting from lovely rural vistas. A door from one of the larger bedrooms opens to either a study or dressing area that leads to an attic space. A second staircase from the landing grants access to another attic room. Completing this level is a practical three-piece bathroom along with a separate shower enclosure. Nestled within an award-winning conservation village, Mill Bank offers not only natural beauty but also community amenities such as an excellent pub/restaurant and highly regarded school. Nearby Ripponden and Sowerby Bridge provide more extensive shopping and services. Public transportation options include bus routes within the village and mainline train services to both Leeds and Manchester from Sowerby Bridge. Commuters will appreciate easy access to motorway links via the M62 within approximately 15 minutes. This property is connected to all main services but currently lacks central heating; heating options exist through capped gas fires in both reception rooms. The tenure is freehold, making it an attractive investment for those looking to capitalize on its renovation potential while enjoying the benefits of living in this picturesque location.

Investment Analysis

(HX6 area)

Below Market Value

This property is priced -42.5% below area average per sq ft

-42.5%
Potential saving
This Property
£123/sq ft
Area Average
£214/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£60,000 - £100,000
Target Value
£458,773
10% above area average per sq ft
Potential ROI
+34.9%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
25
Average per month
Market Turnover
28%
Properties sold annually

Local Market Trend (HX6)

Area prices are rising by +7.2% over the last 12 months
3 year growth: 14.3%
5 year growth: 20.0%
Investment Disclaimer: Analysis based on HX6 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

2 & 3 Upper Deerplay, Mill Bank HX6 3EB
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£879
Based on a loan of £180,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE