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High Street, Swanscombe, Kent, DA10

South East

£170,000
Listed on 11/10/2025

Property Details

Bedrooms
1
Type
Flat
Area
429 sqft

Description

This one-bedroom ground floor flat presents a compelling opportunity for both first-time homeowners and savvy investors looking to make a strategic acquisition. Located on Swanscombe High Street, the property offers convenient access to local amenities, with shops just a minute's walk away, ensuring that daily essentials are within easy reach. The flat is also within a short two-minute stroll to Swanscombe Station, facilitating efficient transport links into London, which is a significant advantage for commuters. Additionally, Ebbsfleet International and Bluewater Shopping Centre are just a short drive away, expanding the range of shopping and travel options nearby. The interior of the flat features a well-sized living area that serves as a blank canvas for personal customization. The separate kitchen is functional yet has potential for renovation to enhance both aesthetics and utility. The double bedroom is filled with natural light and offers a tranquil space for rest, while the bathroom, although serviceable, could benefit from modern updates. One of the standout attributes of this property is its private rear garden—an uncommon feature for flats in this area. This outdoor space not only provides an ideal setting for relaxation but also opens up possibilities for entertaining guests or cultivating your own garden. While the flat would benefit from some updating to match modern tastes, the fundamental structure remains solid. It also comes with the added appeal of share of freehold status and is chain-free, simplifying the acquisition process. For those looking to invest or make their first home purchase in a prime location with strong connectivity and amenities close at hand, this property represents an exciting prospect worth exploring further.

Investment Analysis

(DA10 area)

Above Market Value

This property is priced +1.6% above area average per sq ft

+1.6%
This Property
£396/sq ft
Area Average
£390/sq ft
Avg Rent (weekly)
£455
Avg Yield
6.5%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£10,000 - £20,000
Target Value
£184,041
10% above area average per sq ft
Potential ROI
-3.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
10
Average per month
Market Turnover
10%
Properties sold annually

Local Market Trend (DA10)

Area prices are stable by 0.0% over the last 12 months
3 year growth: -13.6%
5 year growth: -4.0%
Investment Disclaimer: Analysis based on DA10 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

High Street, Swanscombe, Kent, DA10
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£623
Based on a loan of £127,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE