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Character Victorian Bakery with Accommodation [FY8 5DH] - Image 1
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 2
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 3
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 4
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 5
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 6
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 7
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 8
Character Victorian Bakery with Accommodation [FY8 5DH] - Image 9

Character Victorian Bakery with Accommodation [FY8 5DH]

North West

£435,000
Listed on 05/05/2026

Property Details

Bedrooms
3
Type
Commercial Property

Description

This well-established bakery has been a cornerstone of the local community since 1903 and has been under the current ownership for nearly four decades. It presents a rare opportunity to acquire not just a thriving business but also a spacious three-floor flat in an affluent area of Lytham, ideal for those looking to both live and work on-site. Currently operational three days a week as the owners prepare for retirement, there is substantial potential for growth through extending trading days and possibly expanding the product offerings. The commercial premises feature a sizable retail shop in the front and an extensive production area, allowing for operational flexibility. Additionally, the property is licensed for food takeaway until midnight, opening avenues for longer operating hours or diversifying service options such as catering or wholesale, which could be revitalized given the ample space available. The integrated three-bedroom flat has its own entrance and currently generates an annual rental income of £9,000, offering immediate financial benefits alongside residential living. The flat includes a large lounge, an adaptable space that can serve as either a dining room or third bedroom, along with two generous bedrooms on the upper floor. The property also boasts a rear yard with convenient access via a service road for deliveries. Overall, this historic bakery presents not only an established business model with strong community ties but also considerable renovation and expansion opportunities for forward-thinking investors.

Investment Analysis

(FY8 area)
Area Average
£256/sq ft
Avg Rent (weekly)
£190
Avg Yield
3.2%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £50,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
67
Average per month
Market Turnover
11%
Properties sold annually

Local Market Trend (FY8)

Area prices are stable by 0.0% over the last 12 months
3 year growth: +2.5%
5 year growth: +10.3%
Investment Disclaimer: Analysis based on FY8 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Character Victorian Bakery with Accommodation [FY8 5DH]
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 3.97%

Current average variable rate is 6.59%

Monthly Repayments
£1,552
Based on a loan of £326,250 over 30 years at 3.97% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

This calculation uses non-residential (land/commercial) tax rates.

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